Florida

THEY WILL REAP WHAT THEY SOWED

“Do not be deceived: God cannot be mocked. A man reaps what he sows. The one who sows to please his sinful nature, from that nature will reap destruction; the one who sows to please the Spirit, from the Spirit will reap eternal life. Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.” – Galations 6

Via the CDC

“I have certain rules I live by. My first rule: I don’t believe anything the government tells me. Sooner or later the people in this country are going to realize: the government does not give a fuck about them. The government doesn’t care about you, or your children, or your rights, or your welfare, or your safety. It simply doesn’t give a fuck about you. It’s interested in its own power. That’s the only thing keeping it and expanding it wherever possible.” – George Carlin

native advertising

In a previous article – Cascade of Consequences – I attempted to make the case the ruthless billionaire oligarchs and their bought off lackey whores in government, media, academia, corporations, the military industrial complex, sickcare industry, and Federal Reserve have used this engineered covid pandemia to further consolidate and expand their wealth, power and control over a frightened, willfully ignorant, compliant populace. In the month since that article the “powers that be” have ramped up the fear, increased their coercive mandates, reinstated mask mandates, and instituted vaccine passports in liberal bastion cities across America.

I see these ham-handed authoritarian dictates as a sign of weakness and their false narrative falling apart. A sense of desperation wafts from the halls of power in DC, corporate executive suites, and left-wing media outlets on the coasts who have overplayed their tyrannical hand. Resistance is building among an irate minority of critical thinking individuals who follow George Carlin’s first rule.

Continue reading “THEY WILL REAP WHAT THEY SOWED”

Get Cynical, Get Angry, And Stay Free

Guest Post by Kurt Schlichter

Get Cynical, Get Angry, And Stay Free

At least Mayor Daley and the rest of the Chicago corruptocrats had the common decency to do their vote-thieving behind the doors of the local mortuaries. Today, in Florida and elsewhere, the Democrats are doing it right in front of our faces. In fact, they’re rubbing it in our faces.

Understand the truth.

Accept the truth.

Get woke.

The only thing they care about is their own power, they absolutely intend to steal every election they can, and everything they say is a lie.

Continue reading “Get Cynical, Get Angry, And Stay Free”

Via Knuckledraggin

Swing-state stunner: Trump has edge in key states

Looking at this impartially, Hillary is in big trouble. We all know the MSM is liberal and wants Hillary to win. Neo-cons want her to win. The entire establishment wants her to win. If these polls show Trump tied or slightly ahead of her, then he is really ahead of her by 5% to 10%.

Hillary is spending $500,000 to $1 million per day on attack ads against Trump. I’ve seen the despicable lowlife ads on TV here in PA. Trump has spent $0 on ads against Crooked Hillary. Imagine the ads his marketing team are creating for use down the stretch. He knows nothing stick four months from the election. He will blitz the airwaves in the last month.

No one likes, respects or has any enthusiasm for Clinton. The young Sanders supporters will stay home on election day. The blacks will not come out in numbers comparable to 2008 and 2012. PA hasn’t gone Republican since 1988. If Philly and Pittsburgh have low turnouts, the rest of the state is whiter than a ghost and will go Trump’s way.

The fact these polls are this close when Trump hasn’t even started to spend is a bad omen for Crooked Hillary. I can’t wait for the debates. They will be one for the ages.

Via Politico

Did Donald Trump really just surge past Hillary Clinton in two of the election’s most important battlegrounds?

New swing-state polls released Wednesday by Quinnipiac University show Trump leading Clinton in Florida and Pennsylvania — and tied in the critical battleground state of Ohio. In three of the states that matter most in November, the surveys point to a race much closer than the national polls, which have Clinton pegged to a significant, mid-single-digit advantage over Trump, suggest.

The race is so close that it’s within the margin of error in each of the three states. Trump leads by three points in Florida — the closest state in the 2012 election — 42 percent to 39 percent. In Ohio, the race is tied, 41 percent to 41 percent. And in Pennsylvania — which hasn’t voted for a Republican presidential nominee since 1988 — Trump leads, 43 percent to 41 percent.

Continue reading “Swing-state stunner: Trump has edge in key states”

CELEBRATING MLK DAY IN FLORIDA

Hat tip starfcker

LET’S BORROW AGAINST OUR HOMES LIKE IT’S 2006

Here we go again. After a two year Wall Street engineered fraudulent boost in home prices in the exact markets that led the bubble in 2003 through 2007, the delusional dolts are now acting like the increase in home equity is real. Do delusional idiots congregate in California, Nevada, Florida, Arizona and Ohio for a reason? The morons in these markets are ramping up new home equity lines of credit at a 60% to 90% pace over the prior year.

It’s as if the lesson of the previous bubble was completely forgotten in a couple years. Are these people really that dumb? The housing market started rolling over six months ago. Prices peaked, new single family home sales peaked, existing home sales peaked and the Wall Street investors are exiting stage left. Now the very same Wall Street hucksters want you to borrow against the artificially inflated value of your house and spend that money on more shit you don’t need, or to lease a brand new Escalade. It’s called the American Way. So it goes.

Via RealtyTrac

HELOC Share of Total Loans at Highest Level Since 2008

Biggest Jumps in Inland California, Las Vegas, Cincinnati, Phoenix

RVINE, Calif. – Oct. 9, 2014 — RealtyTrac® (www.realtytrac.com), the nation’s leading source for comprehensive housing data, today released its first-ever U.S. Home Equity Line of Credit Trends Report, which found that in the 12 months ending in June 2014 a total of 797,865 Home Equity Lines of Credit (HELOCs) were originated nationwide, up 20.6 percent from a year ago and the highest level since the 12 months ending in June 2009.

The report also shows HELOC originations accounted for 15.4 percent of all loan originations nationwide during the first eight months of 2014, the highest percentage since 2008.

“This recent rise in HELOC originations indicates that an increasing number of homeowners are gaining confidence in the strength of the housing recovery and, more importantly, have regained much of their home equity lost during the housing crisis,” said Daren Blomquist. “Nearly 10 million homeowners nationwide, representing 19 percent of all homeowners with a mortgage, now have at least 50 percent equity in their homes, according to RealtyTrac data. Meanwhile the percentage of homeowners with severe negative equity has decreased from 29 percent in the second quarter of 2012 to 17 percent in the second quarter of this year.

“The rise in HELOCs also reflects a natural evolution for a lending industry looking for products they can offer to homeowners who have already refinanced their first position loan into a low fixed rate,” Blomquist added. “A HELOC enables homeowners to leverage additional equity they may have gained since refinancing while still preserving the rock-bottom interest rate on their first position loan.”

Inland California, Las Vegas, Cincinnati, Phoenix post biggest annual increases
Among the nation’s 50 largest metropolitan statistical areas with HELOC data available, 49 posted year-over-year increases in HELOC originations in the 12 months ending in June 2014. The only metro area with a decrease was Rochester, N.Y., where HELOC originations decreased 1 percent.

Metro areas with the biggest year-over-year increase in HELOC originations were Riverside-San Bernardino in Southern California (87.7% increase), Las Vegas (85.1% increase), Cincinnati (81.0% increase), Sacramento (65.1% increase), and Phoenix (60.1% increase).

Major metros with the smallest increases in HELOC originations from a year ago were Minneapolis-St. Paul (0.2 percent increase), Louisville, Ky., (3.3 percent increase), Philadelphia (3.6 percent increase), Virginia Beach (4.3 percent increase), and St. Louis (5.6 percent increase).

U.S. HELOC originations 76 percent below 2005-2006 peaks
Despite the year-over-year increases, HELOC originations were well below their peaks from the previous housing boom. Nationwide, the 797,865 HELOC originations in the 12 months ending in June 2014 were 76 percent below the previous peak of 3,299,007 in the 12 months ending in June 2006. The 15.4 percent share of HELOCs year-to-date nationwide was also below the 24.7 percent share in 2005.

HELOC originations were below their previous peaks in 49 out of the nation’s 50 largest metro areas. The only exception was Pittsburgh, where HELOC originations reached a new peak in the 12 months ending in June 2014.

Major metro areas with the biggest decrease in HELOC originations in 2014 compared to their previous peaks were Riverside-San Bernardino (down 93 percent), Las Vegas (down 92.9 percent), Miami (down 92.5 percent), Tucson, Ariz., (down 92.4 percent), and Orlando (down 92.2 percent).

HELOCs biggest share of originations in Honolulu, Upstate NY, Cleveland, Milwaukee
Among the nation’s 50 largest metro areas, those with the highest share of HELOC originations as a percentage of all loan originations year-to-date in 2014 were Honolulu (43.5 percent), Rochester, N.Y., (38.7 percent), Buffalo, N.Y., (32.1 percent), Cleveland (28.5 percent), and Milwaukee (27.5 percent).

Major metro areas with the lowest share of HELOC originations as a share of all loan originations year-to-date in 2014 were Las Vegas (5.8 percent), Dallas (6.5 percent), Riverside-San Bernardino (7.7 percent), Houston (7.9 percent), and Tucson, Ariz. (8.0 percent).

Other markets where HELOC originations represented less than 10 percent of all loan originations year-to-date in 2014 were Atlanta (8.1 percent), San Antonio (8.6 percent), Oklahoma City (9.2 percent), and Austin (9.9 percent).

Report methodology
The RealtyTrac U.S. Home Equity Line of Credit Trends Report provides counts of HELOC loans originated and the HELOC share of total loans originated using mortgage and deed of trust records collected in more than 900 counties nationwide with a combined population of more than 240 million, representing 78 percent of the U.S. population. Home Equity Lines of Credit are non-purchase loans that are secured by the equity (the appraised market value of that property minus any other loans secured by that property) and can be used by homeowners to fund home improvement projects or other purchases.