John Podesta’s Email “Hack” Revealed To Be A Phishing Scam And The Reality Of Weak Cybersecurity

By Stephanie Shepard

Let me start off by clarifying a simple concept to anybody who doesn’t understand internet security or black hat hacking; a phishing scam IS NOT A HACK!

A hack is when somebody exploits the weaknesses and vulnerabilities of a internet security system. This can be the security system of a website, a company, an organization etc. A phishing scam is when somebody exploits the weaknesses and vulnerabilities of a person’s mind.

Most hacks are actually phishing scams in disguise. We now live in a world with high tech con artists and they’re finding ways to perfect old confident schemes. As the saying goes, “The more things change, the more they stay the same”.

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Subprime Auto Loans Go Mainstream: Exposing The Shady Practices For “Everyday” Americans

While the pending subprime auto loan bubble pop is nothing new for our readers, it may be a shocking revelation for the average American who would fall victim of these scams. British comedian John Oliver has prepared a video that places in evidence the rampant fraud that currently takes place in the auto lending sector. The similarities between this industry and the mortgage industry pre-2007 are striking.

The video compiles some of the current TV ads for the segment, including one from Viers Auto Sales, that should strike fear down your spine. Even a clown can get approved.

While the Obama administration has created the Consumer Financial Protection Bureau, we have yet to see any action from them or other social justice warriors like Elizabeth Warren on cracking down on these predatory practices.

Some of the video highlights include:

  1. A woman asking for a maximum $3,000 car loan ends up on the hook for a $13,000 loan (paying ~30% interest).
  2. A car who leaves her baby in the car, and then gets her car repossessed with said baby inside.
  3. A 2003 Kia Optima car that gets loaned and repossessed at least 8 times, each times valued at 2-3x its previous estimate.
  4. Approximately 31% of subprime auto loans are currently non-performing

Evidently, we have learned nothing from the 2008 crisis.

Why John Oliver Can’t Find Americans Who Know Edward Snowden’s Name (It’s Not About Snowden)

Guest Post by Glenn Greenwald

Featured photo - Why John Oliver Can’t Find Americans Who Know Edward Snowden’s Name (It’s Not About Snowden)

On his HBO program last night, John Oliver devoted 30 minutes to a discussion of U.S. surveillance programs, advocating a much more substantive debate as the June 1 deadline for renewing the Patriot Act approaches (the full segment can be seen here). As part of that segment, Oliver broadcast an interview he conducted with Edward Snowden in Moscow, and to illustrate the point that an insufficient surveillance debate has been conducted, showed video of numerous people in Times Square saying they had no idea who Snowden is (or giving inaccurate answers about him). Oliver assured Snowden off-camera that they did not cherry-pick those “on the street” interviews but showed a representative sample.

Oliver’s overall discussion is good (and, naturally, quite funny), but the specific point he wants to make here is misguided. Contrary to what Oliver says, it’s actually not surprising at all that a large number of Americans are unaware of who Snowden is, nor does it say much at all about the surveillance debate. That’s because a large number of Americans, by choice, are remarkably unaware of virtually all political matters. The befuddled reactions of the Times Square interviewees when asked about Snowden illustrate little about the specific surveillance issue but a great deal about the full-scale political disengagement of a substantial chunk of the American population.

The data on American political apathy is rather consistent, and stunning. Begin with the fact that even in presidential election years, 40 to 50 percent of the voting-age public simply chooses not participate in the voting process at all, while two-thirds chooses not to vote in midterm elections.

Even more striking is what they do and do not know. An Annenberg Public Policy Center poll from last September found that only 36 percent of Americans can name the three branches of government, and only 38 percent know the GOP controls the House. The Center’s 2011 poll “found just 15 percent of Americans could correctly identify the chief justice of the United States, John Roberts, while 27 percent knew Randy Jackson was a judge on American Idol.”

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