Tag: diversification

Analysis Proves Gold Is the Best-Performing Alternative Asset

Via Birch Gold Group

Analysts Prove Gold Is the Best-Performing Alternative Asset

This week, Your News to Know rounds up the latest top stories involving gold and the overall economy. Stories include: Not all so-called “alternative” assets are equal, gold holds ground amid market trembles, and the customer base for gold bullion just keeps expanding…

Why gold is more than just a well-performing alternative asset

What is the purpose of investing in alternative assets? Surely, different investors have different reasons. But diversification is most commonly cited. And we shouldn’t neglect to mention returns – ask why any investor does anything and “to make money” is always going to be somewhere on the list. We all know that any chase for returns brings with it equal risks. Both diversification and returns are considered factors in “upside,” or potential growth.

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Today’s Two Biggest Challenges to Your Retirement Savings

Via Birch Gold Group

Todays Two Biggest Challenges to Your Retirement Savings

It looks as though the next few years will be a bumpy ride for retirement savers. Not welcome news, considering the fact that today’s “stubbornly, persistently high” inflation looks like it will stick around.

Even worse, some projections we’ve seen forecast a negative annual return on stocks for the next decade.

With news like that, it’s easy to just give up and change your retirement savings strategy to, “Die at my desk.” With the right knowledge, we’re confident Americans can successfully navigate their way through the mess. It’ll most certainly be more challenging. Not impossible.

First, we’ll start with an important update to retirement laws. Then, we’re going to cover two expected hurdles, and finally discuss the advantages of fine-tuning your retirement savings.

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Why Properly Diversifying Your Savings for Retirement is Critical (Especially Early On)

Via Birch Gold

Why Properly Diversifying Your Savings for Retirement is Critical (Especially Early On)

When your golden years arrive, and it’s time to retire, you’re going to need to rely (at least partly) on your retirement savings, your “nest egg.”

Of course, Social Security can help, but it’s only meant to replace about 40% of someone’s retirement income. New retirees have the opportunity to make up the rest through a properly diversified retirement portfolio.

Having a balanced portfolio is a broad subject which would require volumes to cover completely, so today we’re going to briefly cover two specific types of risk: sequence-of-returns and volatility.

Both of these ideas are critical to savers, especially when they reach the first few years of retirement.

Ready?

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