Comment below from Hardscrabble Farmer:
These people have built their homes on a piece of land that is less than 6 feet above sea level and when exceptionally high tides and heavy rains flood the streets, they demand that the government “do something”. Meanwhile the prices of property in the Keys is skyrocketing.
It’s absolutely surreal.
“For now, south Florida real estate is booming.
More than half of transactions are paid for in cash, a sign of the powerful influence of foreign investors on the real estate market.”
WTF? Do Americans not use cash? How is that a sign of the “powerful influence of foreign investors”? I’d think the name on the deed would be the sign. And if it’s going to all be underwater and the prices are picking up, WHY WOULDN’T YOU UNLOAD IT ON THESE IDIOTS AND TAKE THE MONEY AND RUN?
I can’t even. Wow, just wow.
As Florida Keys flood, property worries seep in
Key Largo (United States) (AFP) – Extreme high tides have turned streets into canal-like swamps in the Florida Keys, with armies of mosquitoes and the stench of stagnating water filling the air, and residents worried rising sea levels will put a damper on property values in the island chain.
On Key Largo, a tropical isle famous for snorkeling and fishing, the floods began in late September.
While people expected high tides due to the season and the influence of a super moon, they were taken by surprise when a handful of streets in the lowest-lying neighborhoods stayed inundated for nearly a month with 16-inches (40-centimeters) of saltwater.
By early November, the roads finally dried up. But unusually heavy rains in December brought it all back again.
“Like a sewer,” said Narelle Prew, 49, who has lived for the past 20 years in her four-bedroom home on Adams Drive, a waterfront lane lined by boat docks.
Residents have signed petitions, voiced anger at community meetings and demanded that local officials do something, whether by raising roads or improving drainage.
Sometimes, they clash over whether the floods are, or are not, a result of man-made climate change.
“We get vocal residents who show up and argue,” said Dottie Moses, president of the Island of Key Largo Federation of Homeowners Association, who has never seen such high waters — or high tempers — in her 30 years of living here.
“There seems to be a mix of responses — whether they think it is sea level rise, and what they think the government should be doing about it.”
Residents tend to agree on one thing, which is for many their life’s biggest investment.
“We are all concerned about our property values,” said Prew, the mother of 11-year-old twins, who estimates her home’s market value at about a million dollars.
– The future –
“It is like taking a peek at the future,” said Henry Briceno, a geologist at Florida International University, of the Key Largo floods, which he says were driven by abnormal tides and made worse by rising seas.
Scientists cannot predict exactly how fast sea levels will mount in the years ahead as the oceans warm and glaciers melt.
But they can broadly predict how much more water to expect — up to 10 inches (25 centimeters) above the 1992 average in the next 15 years and 26 inches (0.6 meters) by 2060, according to the Southeast Florida Regional Climate Change Compact Sea Level Rise Work Group.
Absent measures to adapt the properties, that amount of sea level rise by 2060 would wipe out 12 percent of property value in the Keys, a string of 1,700 small islands built on porous, prehistoric coral reefs, said a 2011 report by Florida scientists.
Forecasts for 2100 are more dire. Since most of the islands are less than six feet (two meters) above the current sea level, a five-foot (1.5 meter) water rise in the Keys would erase 68 percent of property value in the area.
For co-author Chris Bergh, 44, who grew up on Key West and owns a home on a nearby island, the findings hit home.
“Let me put it this way. In planning for my seven-year-old child’s future, I can’t count on him inheriting a valuable piece of property on Big Pine Key,” said Bergh, south Florida conservation director at the Nature Conservancy.
– Billions at risk –
For now, south Florida real estate is booming.
More than half of transactions are paid for in cash, a sign of the powerful influence of foreign investors on the real estate market.
“Our entire market area continues to experience record level sales activity and significant price growth, consistently since 2011,” said Lynda Fernandez, senior vice president of public relations at the Miami Association of Realtors.
Even in the Keys, sales are up 17 percent and the average home sale price is $512,000, up three percent from last year.
“So far we have not been seeing buyers being concerned with sea level rise, which I’m a little surprised given all the media attention it has garnered lately,” said Lisa Ferringo, president of the Marathon/Lower Keys Board of Realtors.
But experts warn that plenty of cash and land stand to disappear in the next 15 years.
As much as $15 billion could be lost in Florida property by 2030, according to Risk Management Solutions (RMS), a leading catastrophe risk modeling company which advises insurance companies.
– Gentrification of the shore –
While many homeowners fear plummeting prices, some experts say they foresee the opposite.
“One thing we have expected to see is a gentrification of the shore, where people who can’t afford to rebuild are selling out to people who can,” said Clinton Andrews, a professor of planning and public policy at Rutgers University.
To a certain extent, keeping home buyers oblivious to the risks of living on the shore can help fuel the marketplace — generating higher tax revenues to pay for upgrades to roads, power and wells, according to Robert Meyer, professor of marketing at the University of Pennsylvania.
“If there are scare tactics to discourage people from moving into the area and accelerate people to start moving out, then there simply isn’t going to be the money to make the adaptations,” Meyer told AFP.
In the Keys, local officials are still studying ways to address the floods, and are planning a pair of demonstration projects to showcase the possibilities, said Rhonda Haag, Monroe County Sustainability Director.
But sea walls are impractical for the 113 miles (182 km) of islands. Pumps can’t keep up with water that comes in from all sides and also up through the porous ground. Simply raising roads could send excess water into people’s yards.
“We are going to try to be creative,” Haag told AFP.
“We don’t want to rule out anything because we don’t know yet what will or won’t work.”
I never could figure out the natural disaster angle. If a bad storm causes an old oak to fall into your house, you’re just fucked, but somehow if you buy a million dollar place on the ocean, it’s some poor schlub in South Dakota’s responsibility to cover the cost of raising your street? These politicians are going to take the financial rape of the common people to a whole new level under the guise of global warming.
I can’t even. Wow, just wow.
This, Jim…
Fukin THIS!!
You just shake your head and marvel at the stupidity of it all…
It’s like building a house on the edge of an active volcano because of “the great view”….
Then when the volcano explodes, you demand Da Gubmint “do something”…. which usually results in them taxing me more to pay for someone else’s dumb-shittery…
If you walked up to these people – how they get the huge piles of cash, I dunno… I’m still wondering how come they don’t fall down more – and said:
“Hey… I know it’s really pretty here and stuff, but your house is actually AT sea level… which means it’s gonna flood. It’s a dead lock cinch that it will – not “if”, but “when”… and there’s these storms that come through here every year. Called “Hurricanes”, perhaps you’ve heard of them? Yeah, you’re house is right in the middle of all that… so, a prudent person might not want to live here without fortifying the house, waterproofing the shit out of everything, having a redundant power and water supply… might want to invest in a jet ski for when it floods… or at least a canoe… ”
They’d look at you like you had a dick growing out of your forehead… and they’d sign the buyers agreement anyways…
Followup:
When I was down Central America ways about 20 years ago, I made some observations that puzzled me at first…
The streets on our tiny little post – which was AT sea level, right on the Caribbean Sea – had drainage ditches on either side of them that were 3 feet deep.
Three fuckin feet deep… and they were at least two feet across. If you fell in, it was your own damn fault because, you know, it’s a gigantic fuckin hole that everyone knows is there…
Second thing was the construction of the buildings.
Normally, military housing is sorta cheap. Not these. They were almost fuckin BUNKERS. Walls of reinforced poured concrete. Thick tile roofs. The housing was elevated off the ground – garages underneath, living quarters above and you got to your front door via a flight of stairs.
My curiosity was satisfied the first time we got bullseyed by a hurricane. There was 4 feet of water in the road… not nice and low-key like in the pictures in the article. FOUR FEET OF WATER. The only way to get around was either a HUMMV with a snorkel or a 5 ton – and even then, it was dodgy… your HUMMV could literally float away… the 5 ton might collapse the road due to saturation…
We got our ass beat by that storm… but, everything withstood it reasonably well. Once the water drained away and things started drying out, we got busy putting everything right again… Folks knew this shit was gonna happen sooner or later, so nobody bitched and everyone was prepared for it…
Just a little anecdote to compare with the fucktards in the OP…
The ocean isn’t going to rise by 26″ by 2060. That’s bullshit. But if I’m wrong, at least it’ll whack Key West.
If there’s a storm surge – that ocean can rise many feet.
Bunch of stupid fucker’s.
Foreign “investors” are the ultimate in Dumb Money.
As dollars slosh around the world, desperate to get out of China or wherever, they will pile into all sorts of places, including places that are already smouldering in preparation for a firestorm.
Wealth (dollar-based perception thereof) is set up for the largest collapse in recorded history. The means by which this occurs will be simple deflation, but the actual mechanisms will likely be varied.
Buying high is the first prerequisite to “buy high, sell low” (which is right out of the book,”How to make a small fortune by starting with a large fortune and opening a restaurant.”)
Two years ago in southern Alberta we had a massive flood.
One of the places hit hardest was a town named “High River”
I wonder how many of the residence now make the connect with the town’s name
I live in south Florida (15 miles inland, by the way). The truth is that corrupt local governments, with the state’s collusion, have allowed massive building in areas that are absolutely unsuitable for ANY building. Some places are simply ridiculous, like the lower lying keys and the stretch between the beach road and U.S. 1 between Jupiter and Juno Beach. Any idiot can see that the next hurricane is going to create a stinking brine lake 5 miles long and one mile wide. That lake is temporarily full of condos. Evacuation of south Florida in the teeth of major hurricane is an absurdity, The attempted evacuation of the keys will be a tragedy. As for foreign buyers, the Chinese are buying million dollar homes like there is no tomorrow. Ditto Venezuelans, Colombians, Russians. Generally quiet folks who keep to themselves, these are wealthy people (probably corrupt government employees in their home countries) and often do not even bother to move into their houses. These are their boltholes. Condos in Miami have gone completely crazy.
For the past 70 or so years, all they had to do was ‘wish’ and nanny government would wave the magic wand and make it true.
Free food, free housing, free education, free everything if you were poor.
See the Living a Lie article posted above.
Billy recounts military construction in a Central American post that HAD to be sited in a venue where severe cyclonic storms (hurricanes) were anticipated, and how “They were almost fuckin BUNKERS,” with design features compensating for expected high winds, storm surges, and other such environmental factors. Those people wealthy enough to purchase property in the Florida Keys might be expecting to meet similar conditions with similar engineering, at higher cost than the previous residents have been able to manage.
I spent some years out in Tornado Alley, and became familiar with Greensburg, Kansas, some decades before that F-5 twister ate just about the whole goddam town in May 2007. At the time I wondered why the hell people all over that region weren’t “bunkering-in” by constructing homes, hospitals, municipal buildings and businesses suitable for tolerating the sorts of blast overpressure exerted by this high-energy storms.
Costs, certainly; but how to balance those against the costs of rebuilding from scratch?
If they plan for it. Any sign that this might be so?
“Let me put it this way. In planning for my seven-year-old child’s future, I can’t count on him inheriting a valuable piece of property on Big Pine Key,”
Sorry lady, there ain’t no guarantees in Life. That’s just the way it is.
Since Imma nice guy, I’ll give you a hint to help you out here. Sea level real estate probably is not the best first option for little johnny’s retirement portfolio if you’re worried about the sea reclaiming what is rightfully hers.
Land in any form with or without improvements is not guaranteed to rise linearly ad infinitum. Booms and busts are a part of the natural rhythm of human existence. Since the advent of private property rights not all that long ago, there have been losses and there have been gains. We’ve all ridden one heckuva wave of gain for the last several years but the upcoming bust will likely make mere inches underwater Fl keys real estate look absolutely solid!
As a resident of south Dade Co for 68yrs, I believe that I’m a bit qualified to comment on this. 1: the Keys have been extremely lucky, no serious wind since Donna in ’60. A “real” storm(another Donna or God forbid Andrew) would wipe out the Keys. Billy is exactly correct, the only structure that might stand a chance in Cat5 winds is one with poured concrete walls and a flat poured concrete roof. The Harley-Davidson shop in Perrine was unscathed in Andrew. It was a former jail with said walls and roof. 2. Cash buyers, at least in Dade Co are almost universally foreigners. 3. Many folks without a mortgage have opted out of windstorm, if they could even get it in the first place. Total loss in the event of a serious storm. In the keys, the storm surge could be worse than the wind, likely to totally destroy what’s left. Andrew’s surge was 18′ at Black point and that’s after crossing Biscayne Bay. I hope what I experienced never happens to anyone. That being said you couldn’t give me a place in the Keys!
@ rags,
Dude, the only way I would live in the Keys is if I had a blue water boat…
“…and hurricane RuPaul is making his and/or her way towards Key West with 140 mph winds…”
“Hey hon? You want to see what’s going on in Costa Rica? Let’s pick up a couple hundred gallons of diesel and some groceries… “
downvote u on the restaurant thing , original quote was how to a make a million in the stock market , start with 2 million lol @dc jesus also all the various mechanisms of deflation are perpetuated by the privately owned central banks . and I agree with the FIAT dollars sloshing around looking for a safe place. How the fuck can anyone value anything that is denominated by a government mandate that in essence states that it just is? Real estate? commodities ?
We can play fiat games with fiat ,until we cant .
Privately owned central bankers have a stated goal of owning the world in fee simple .
Mrs. Maggie on a completely different post asked , How can so few , have so much power ?
If POCB’s ,control the creation or destruction, of the currency units in existence , that is your answer. Hedge accordingly .
whatever , lol , Im just a cook
Oceanfront cities from 12000-10000 years ago can only be explored by scuba divers because they are under 400 feet of water. That sea level change took place over a couple hundred years or so, so even if we get the few inches to a couple feet that the climate changers are talking about (and I don’t think their hypothesis is at all credible) it isn’t at all significant compared to recent (geologically speaking) sea level changes. I’m sorry, but anybody who lives at an elevation of less than 100 feet or so is just asking for it and I’m much more comfortable at 500+ feet myself.
SS I don’t think that any part of Florida has an elevation anywhere near 100 feet so I suggest that you start plans to move post haste if you don’t want to get your feet wet.
Billy,The keys are one of the most awesome places on earth. Look at both houses in the pictures. There are no first floors. Everyone is ten feet in the air. And yes, that is solid poured concrete. Hurricane georges in 1998 put US1 under three feet of water. Inconvenient for a few days, yes. Catastrophe, hardly.
There’s a puddle in the road, to quote the article, on a “handfull of streets”. LEAVE PARADISE, RUN FORREST, RUN!!! Or maybe, just put a drainpipe under the street. Ain’t no big deal
I know the guy who catches all the whale sharks and stuff for the big aquariums around the world, he lives down there, and he is actually named Forrest. And he ain’t leaving.
Putting a drainpipe under “the handful of roads” that flooded is exactly the job of government. That’s why those people pay taxes. It’s a common practice in low lying neighborhoods down here. Not a big deal. A 4 foot concrete pipe, a guy with a trac-hoe, patch the street, problem solved. It’s called engineering
“But they can broadly predict how much more water to expect — up to 10 inches (25 centimeters) above the 1992 average in the next 15 years…”
10 inches over 40 years. Or 1/4 inch per year.
“Let me put it this way. In planning for my seven-year-old child’s future, I can’t count on him inheriting a valuable piece of property on Big Pine Key,”
Given the time frame, advance warning and this-
“Our entire market area continues to experience record level sales activity and significant price growth, consistently since 2011,” said Lynda Fernandez, senior vice president of public relations at the Miami Association of Realtors. Even in the Keys, sales are up 17 percent and the average home sale price is $512,000, up three percent from last year…More than half of transactions are paid for in cash, a sign of the powerful influence of foreign investors on the real estate market.”
– what would the sensible person choose to do?
SELL IT YOU RETARD! GRAB THE FOREIGN CASH AT INFLATED LEVELS AND FIND SOMETHING ELSE TO TO LEAVE TO YOUR OFFSPRING. THIS ISN’T ROCKET SURGERY.
They don’t call FL God’s waiting room for nothing
Hardscrabble, snap out of it. Why would you leave? The keys are on of the nicest places to live on planet earth. Break this article down. You have a women upset because there is a puddle in her street, and you have some dope from the nature conservancy whining about global warming. Huh?
star: with all due respect, I wasn’t talking about a pussy storm. A Cat 5 with 150+mph winds and 20′ storm surge would wipe out the keys. Last time we went to the keys was in Sept ’15. It was a clusterfuck. Took almost two hours to go from Perrine to Islamorada. Can you imagine what the traffic would be if a big storm was threatening? No thanks! Billy: maybe a 206 on floats would make me feel better. Well, I can dream!
Fuck ’em. Since when should idiots be protected from themselves?
Rags, the hurricane of 1935 wiped the keys off the map. You know the deal. I’m saying this article is a fraud. What’s going on in dade county with real estate and condos and foreigners has nothing to do with the keys, which are in monroe county. Keys real estate is valuable because it’s like living in St. Barts with US law and order, all Caucasians, and a bridge to the mainland. Terrible article, writer full of shit. Andrew would total the keys. Andrew would total anyplace in the world.
Llpoh, what are you talking about? There’s a woman bitching because there is a puddle in the road (the only time in 30 years). We get 5 feet plus of rain every year. How is this news?
Some people think I’m nuts so what the heck. I was awakened about 3AM about 10 years ago and told Florida will flood; you must warn people. They laid a large map of Florida on my bed and all the low areas from about Cedar Key on south were blue; South Florida looked like a chain of islands. I said how could it rain that much? They said some of the water will come up from lakes and springs. Then they left. In the morning, I looked at a map and dang it, the blue areas were all low. I did some research and realized the south of the state is going down under Cuba (that is why ground water will gush up) and pushing up their mountains. I learned that the drain canals from about Orlando south cannot handle half the water from a really big rain and the state knows it. If much of the state is under water when high tide comes in, it could flood everything another foot or so; especially if the Gulf Stream took a short cut. If there is a hurricane, no boats or helicopters will rescue anybody. I called the Florida Disaster Office and told a young guy that all the low areas of South Florida will flood, the north-south highways will be flooded and people will be trapped and drown. He said they know that; do I know when? I wrote a letter to the Governor, Emerg Mgt office, the Highway Dept, and about 50 churches. I suggested a color coded topo map be placed in phone books with a short note. The Hwy Dept said it was not their job and one church called and asked what they should do. Folks, they are doing nothing. You too have been warned.
@ star,
Not to pick nits, bro, but I looked at the photos in the OP.
It shows ONE house.
One.
Now, that might – or might not – be reinforced poured concrete. And we can make a statement about that one house.
And I’ll be honest with you – I’ve never been to Key West. Ever. In the history of Ever. So I can’t speak from personal experience…
But this…
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…is not reinforced poured concrete.
Nor is this…
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Or these…
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Or this…
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Now, don’t get me wrong.
I’m sure there are *some* houses in Key West that are built like the ones down Panama ways. Reinforced poured concrete with garages/storage down low and living above with stairway access. But just by doing a search for “Homes Key West”, I yanked 4 random images off that page… I didn’t cherry pick. One image showed a bunch of houses on the water, and exactly one was built like my examples…
The rest look very pretty. Very nice. But a good hurricane would blow them away like a pile of sticks. Or wash them out to sea…
So please forgive me if I do not use the one house in the OP as the benchmark for all houses in the Keys…
@ star
Here… just to prove to you I didn’t cherry pick…
https://www.google.com/search?q=houses+in+key+west&source=lnms&tbm=isch&sa=X&ved=0ahUKEwjb3PmHqNzJAhVG-GMKHWCQBtcQ_AUICCgC&biw=1252&bih=558#imgrc=_
Here…
20 years on, and this is what’s left of Fort Sherman..
This place was NICE! I mean, super nice. And the fucking locals have destroyed it… one blog even calls it “the modern ruins of Fort Sherman…”….
Goddamn shame… we kept the place ship shape and squared away… everything was painted, clean, running smooth. Could have turned it into a resort, it was so nice…. and they fuckin killed it…
Savages. To see something we built turned over to the locals…. and they run it into the ground faster than Detroit was destroyed…
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In this shot, you can see the beef that went into making these buildings… that’s what? Two feet thick reinforced concrete? Too bad even as well as we made these, they couldn’t withstand the fuckers who live there…
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This was my view, most days….
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Breaks the heart… .
Hey…
Just in case you guys thought that an assignment down there was all beer and parties…
The unwary Gringo bumblefucking around Colon would get lunched. Chewed up, spit out and then shit on….
Here’s some recent images of Colon… and trust me, it looks almost exactly the same… and I had to fuckin work and live there… the fuckin YOOFS in the US have *no idea* what the fuck poverty is… or hunger… or privation… or crime…
They think they got it tough… they don’t know what the fuck tough is… try “gangster in a 3rd world shithole” tough… This is why I rage at those douchebags. They’re genuinely clueless… whiny little over-entitled fucks…
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My EBT card was 20 minutes late being recharged! MUH CHILLUNS GOTS TA EATS, MUHFUGGAH!!! BOO FUCKIN HOO!!!
Billy, that’s old town key west. That’s sixty miles south, and key west is much higher elevation than the rest of the keys. Most of old town was built around the time of the civil war. Still standing, 150 years later. You haven’t been allowed to build that way since the 1930’s. Everything is elevated on concrete piers. Cement tile or tin roofs. Article is garbage
@HS: There is no explaining the stupidity of the human animal..
I live in Central Florida – 65 feet above sea level and everything from here runs downhill! If I weren’t going to die real soon now, I’d move to Georgia!
Besides, the real flooding (except from storm surges) won’t start for another 50 years! By then Miami and Jacksonville and Tampa/St. Pete, New Orleans and Houston will be blowing bubbles whenever a hurricane blows by..
I laughed my ass off at the “Climate Conference ” with no goals, no schedules, no punishment for those who fail to toe the line and the only ones who profited from that meeting were the prostitutes and money changers!
I once lived and labored in a number of places across the Pacific – from Maui (working on Haleakala) to Kwajalein (which is 6 feet above sea level – back in 1994). I’ve already mourned the passing of the Marshall Islands (my favorite place in the world) as then will be gone much sooner than later.
MA
Billy, I was there in ’82? got my JOTC patch, jumped in to the worst DZ ever. Some butter bar lost his M-16 and we criss-crossed that elephant grass or whatever it was for six hours AFTER the jump, before we ever got to Ft Sherman. Hard to believe it looks like that now, it was really nice back in the day. I remember going to Colon and eating monkey on a stick some guy was grilling on a hibachi in the street. We tried to swim across the canal at one point, got the worst sunburn I’ve ever had, the skin was coming off in big ragged hunks, jungle cammis soaked in blood from the ruck straps. Black palm, fer de lance, vampire bats, the darkest nights I’ve ever known in the jungle. And humping C-rats by hand still in the cases for chow.
Good times, good times.
I have lived on the water in South Florida since I was 10 years old. 1969. Still on the same water that I was on then. Guess what? The normal water level hasn’t changed. Twice a year we have the extreme high tides. Spring and Fall. This year they came at the same time of an unusual amount of rain.
So TPTB were pumping out the sod farms and sugar farms into the western suburbs who were pumping it into the rivers and bays that were full of “the extreme high tides” Guess where the water went?
Go to the keys diving and fishing 6-7 times a year. In the same areas that that my parents took me as a kid. No real changes.
This sums it up more than anything. Same place 50 years apart.
https://stevengoddard.wordpress.com/2014/10/25/fort-lauderdale-sea-level-identical-to-55-years-ago/
Another example of how municipal government corruption and coddling of developers.. AND federal government subsidies, have underwritten malinvestment and the bad choices of the self-indulgent.
People live, develop, and pay high dollars for coastal property at sea level, in the path of coastal flooding and storm surges, because the punishment for being stupid and building in high-risk areas has been mitigated by massively subsidized flood insurance, just as the taxpayers of the U.S. have been soaked for thousands of dams in drought prone and desert areas, and state Fair Plan insurance covers $20M mansions in the CA fire belt. Every attempt to remove these subsidies is fought tooth and nail by politicians of both parties from the affected jurisdictions, as witness the evisceration of the Biggert-Waters Act, which would have rolled back the subsidies for flood insurance on the southeast coast, resulting in the doubling and tripling of insurance rates. Removing those subsidies would have collapsed the Florida development boom in Miami and other low-lying, flood-prone places very quickly.
Chicago, your understanding of this subject (insurance) is way off. Insurance is subsidized down here for quite different reasons than the ones you imagine. We aren’t new orleans. Tidal surge from a hurricane is not a tsunami. Black point, which ragman mentions above, is uninhabited. Neighborhoods or towns wiped out in Florida by storm surge in my 55 years, NONE.
Jim posts lots of stuff, most of it is stellar. This one slipped through, it’s a boatload of garbage, happens once in a while.
Star, why should insurance be subsidized at all? And why is it necessary to subsidize insurance if the risk of flooding is low?
The fact is that most of Florida is karst terrain, impossible to drain, and incapable of absorbing the increasing coastal flooding. Never mind “global warming”- it does not matter what, exactly, is the cause of rising sea levels, but they ARE rising, enough to push into the Biscayne Aquifier, threatening the area’s fresh water supply, and in general make operating coastal settlements more expensive and troublesome. If insurance were not subsidized in these areas, it would be unaffordable to most coastal dwellers and would discourage development in these areas… which would be a good thing to do.
You are wrong on every count. Insurance is subsidized down here to subsidize our oversized legal profession. Every type of insurance down here has state or federal involvement. We have a mandated car insurance called PIP (personal injury protection) it pays up to 10 grand in medical bills if you get hurt in a wreck. When the law came up for renewal, under charlie crist, the legislature couldn’t agree to cap legal fees at 30 grand (for a ten grand claim). So there is no cap.
My bad. i agree completely. Insurance should not be subsidized
Hardscrabble I’ve never addressed you personally on this platform, that I remember. Out of everyone that posts here you might, just might, be as prepared as I’m but I doubt that shit!
Hardscrabble how do you start a young colt? I train a lot of horse, I never turn down good advice. Have you ever put a team of horse together that the bastards just did not like each other? What did you do? If you don’t know horses, don’t talk to me about survival, you have no fucking idea.
Ok, you’re a syrup ranger correct? You’re goal is to try and deliver syrup from a tree!!
Damn Sensetti, you come off like a feces covered fukstik when you post drunk. You should lock up your computational deevice when you break out the firewater. I thought you had quite a bit to offer until you started posting while drunk.
Say sensetti, if you want help with a horse question go over on tfmr on the public forums under IWWTI and ask ruffian she is a professional and is free with the info.