INCIDENT AT TOO BIG TO FAIL GULCH

Via William Banzai

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Dutchman
Dutchman
August 11, 2017 12:13 pm

These are the biggest bunch of slime-balls that ever existed.

Years ago, I had a business checking account with them. They pressured me into accepting a business Visa – it was free, so no big deal. I have a stellar credit rating.

About 10 years ago, I used the Visa to buy a case of printer paper (maybe $50). Right after that, my mother died. I was in Pennsylvania for about 2 weeks. I came home to a stack of mail. As it turned out, I paid the Visa bill, about a week late. They sent me this ‘nasty-gram’ letter telling me how they ‘did not like how I handled my account’ – and they canceled the Visa card (that they coerced me into taking in the first place).

I went down to Wells Fargo and asked them to close my business checking. I had about $30k in the account. The VP at the bank wanted to blow me, if I didn’t close the account. But fuck them.

rhs jr
rhs jr
  Dutchman
August 11, 2017 12:22 pm

The VP was a 10? No Rain Check, but did she returned any penalties?

Dutchman
Dutchman
  rhs jr
August 11, 2017 2:15 pm

The VP was a guy.

EL Coyote
EL Coyote
  Dutchman
August 11, 2017 1:08 pm

You could have taken the BJ and closed the account the next day.

Penforce
Penforce
August 11, 2017 12:28 pm

House next door to me has sat empty for four years. People, prospective buyers, stop regularly, wanting information on the house. I tell them what I know. Some have returned after contacting the current owner, Wells Fargo. The house hunters say that WF employees are unaware and unable to find any info regarding the house. The yard maintenance service is paid by WF, so it’s a good bet that WF does own the place. I like the privacy afforded by having no neighbors, but the incompetence displayed by letting this house sink into ruin is mind boggling. WF, WTF?

Alan Donelson
Alan Donelson
August 11, 2017 1:17 pm

Thank you very much for posting WB7’s world-class work, who, along with David Dees, serves as one of the greatest graphic artists cum political-social-psychological-economic “cartoonists” of our time.

EL Coyote
EL Coyote
August 11, 2017 2:26 pm

They financed the Dakota Pipeline, profiled Hispanics and supported private prisons.
I suppose theses upstanding citizens will finance the border wall next.

They had these hot ChaChas working the teller counter at the market. I almost opened an account there.

norman franklin
norman franklin
August 11, 2017 2:50 pm

Seems to me when I lived in Vegas I remember them giving accounts to Illegals without ID, If you were a MURICAN however you had to produce yer papers.

Also once my wife tried to close her business account containing about 20 k. When she came back to the car and told me that she had to wait 3-5 days for that much cash I went back in with her and told the manager to get the cash or “I will turn this place into a blazing fucking inferno”. We got the cash 15 minutes later and I was lucky I didn’t in up in jail.

When we bought our doom stead down here in Az, It was a wells fargo foreclosure. It was the hardest real estate deal I have ever done, took 6 months. So yes wells fargo is somewhere below pond scum in the scheme of things. Now we do all our banking with a local community bank. As for wells and all the rest of the to big to jail, LTFF.

IndenturedServant
IndenturedServant
August 11, 2017 6:15 pm

WF held my mortgage after a refi some time back. I was shopping around to refi again to a lower rate some years later and they offered a better rate than anyone else so I said write it up. They said no. We’d never missed any payments or been late and both our credit scores were above 835. I pointed this out and they simply said they couldn’t help me. No explanation. Next best was US Bank so we went with them. Apart from that one incident, we never had any issue with WF. We assumed they would sell our loan right away but they held it until we refi’ed with US Bank.

That said, we never do any banking with banks. We always use credit unions for general banking services. As far as large cash withdrawals go, I’ve made three large cash W/D over the last decade. One through US Bank of $48k, one through a credit union in Boise for $43k and another through a credit union in Spokane for $84k. No one questioned us or looked at us weird at all. We arranged each W/D one week in advance and were only asked to sign the usual withdrawal slip. The reason for the advance notice is because I already know that most financial institutions no longer keep large amounts of cash on hand. Most receive cash deliveries once or twice per week so large amounts do require some coordination. I also learned that each time a bank or CU receives cash, the cash counting machines record the serial numbers of every individual FRN automatically.

My father used to make large cash W/D’s in excess of $10k several times each year and was never questioned at all until the last time when he appeared a bit frail and unsure due to cancer. The banker at Chase bank wanted to be sure he wasn’t being coerced into the large W/D by the guy who drove him to the bank. To be fair, the guy who drove him was a big, ugly ex-mob enforcer from Joisey. Apart from that there was never any issue taking out $10-$15k with no notice.