So it begins. As we’ve seen in the Big Short movie/book, the timing of financial implosions is always difficult to predict, but the inevitable outcome of loaning money to people who can’t or won’t pay you back ALWAYS results in a financial crash/crisis. It has begun. First subprime auto loans. Next subprime credit card loans. Next subprime mortgage loans. Next prime auto loans. Next prime credit card borrowers. Next supposedly prime mortgage borrowers who weren’t really prime.
Commercial property loans are already bad. They are just extending and pretending, until they can’t. The government is the biggest subprime borrower in the history of the world, as the national debt approaches $34 trillion, up about $1 trillion in a month. And that isn’t taking into account the $200 trillion of unfunded promises which will be defaulted upon, because of math. The shit is hitting the fan and you need to duck.
Subprime Auto Loan Delinquency Erupts, Reaching Highest Rate On Record
We have been dutifully tracking the auto sector, considered a leading economic indicator, to pinpoint the arrival of the crushing auto loan crisis and even the possibility of the onset of the next recession. In late January, we cited data from Fitch that revealed consumers are falling behind on auto payments – the most since the peak of the Great Financial Crisis. Fast forward nine months later, to September, that rate just hit the highest level in nearly three decades.
In what could be the beginning innings of the auto loan crisis, something we called a “perfect storm” earlier this year, Bloomberg cites new Fitch data:
The percent of subprime auto borrowers at least 60 days past due on their loans rose to 6.11% in September, the highest in data going back to 1994, according to Fitch Ratings.
“The subprime borrower is getting squeezed,” said Margaret Rowe, senior director with Fitch.
Rowe said, “They can often be a first line of where we start to see the negative effects of macroeconomic headwinds.”
What has been widely known is the consumer has been funding car purchases with even more debt to afford record-high prices, with many monthly payments exceeding $1,000. Factor in the Federal Reserve’s most aggressive interest rate hiking cycle in a generation, elevated inflation, and the restarting of the federal student loan payments, tens of millions of consumers are under immense pressure this fall.
An endless stream of retailers, such as Walmart, Nordstrom, Macy’s, and Kohl’s – all of whom have recently warned about a consumer slowdown. Banks have also raised concerns, such as Morgan Stanley’s Mike Wilson, who believes the consumer is ‘falling off a cliff.’ And the latest high-frequency data from Barclays shows card spending has taken another leg down.
As delinquencies rise, Cox Automotive forecasts that 1.5 million vehicles will be seized this year, up from 1.2 million in 2022. That’s still below pre-pandemic levels, but the numbers could soar if a recession materializes in 2024.
Bloomberg cited Bankrate data that shows consumers with excellent credit can lock in an average interest rate of around 5.07% for a new car and 7.09% for a used vehicle. Those with bad credit should expect a new car rate of 14.18% and 21.38% for a used car.
The perfect storm we described earlier this year is unfolding.
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Someone is about to say : ” Pull It ! “
Yes, they are:
David Webb, The Great Taking
I met David at the recent conference in Sweden. His research explains the financial underpinnings of the Great Reset.
https://sashalatypova.substack.com/p/david-webb-the-great-taking
The Great Taking. David Rogers Webb
https://docplayer.net/234739593-The-great-taking-david-rogers-webb.html
Basically, your assets aren’t yours.
It doesn’t matter why or who.
Only that it is.
War and financial collapse or financial collapse and war.
Winter is coming.
Gather your firewood and dress warm.
And clean your guns.
I’ve got my first check for a total of thirteen thousand US dollars. I am so energized, this is whenever I first really acquired something. I will work much harder now and I can hardly hang tight for the following week’s installment. Go to the Home tab for more detail. I highly recommend everyone
to apply.. www.Payathome9.com
$13,000 bucks? That’s chicken feed, Christina.
I only had to send $500 bucks “good faith money” and my account nimbers to a Nigerian prince and he’ll deposit in my account ONE MILLION DOLLARS!
I get to keep half! That’s how I know it’s a legit offer.
I mailed a check for $1000 to Joel Osteen Ministries and just as he promised received $10,000 in return. Man, did I ever fool them. The check was from a deceased person’s account and non existent now as in empty.
Christina,
Debasing yourself by showing your pudenda to strangers on a webcam is
ungodly. Find Jesus and find happiness. Go and sin no more, sayeth The Lord.
Pajeet and wang think they’re so smart on an infected win7 laptop spreading ransomware links. Good thing I’m NOT a rogue billionaire with coding expertise and MOSSAD trained security teams….
/sarc=”off”
One upvote for “I can hardly hang tight comment”. My Spanish ain’t so hot and I probably sound like that too.
I read most of it. Posted it here too. Listened to a couple of podcasts on it, as well.
Overall, however, I think Rick Rule hits the nail on the head, however. Yes, they have the legal structure to take all the financial thingies away. They will not use them and if they do it will no longer matter.
At the end of the day, all those financial assets are nothing more than bits on various computers. It’s all a confidence game. Broad confidence is what gives such “assets” their value. Steal all of them and that value goes instantly to Zero.
It will probably be a grind down from here. Stay prepped and ready but hold off major decisions until you know which way the wind will blow.
The only exception in my mind is the Sun. Anything like Carrington (X40-X80 flare) now, with our diminished magnetic field ends the whole game all at once. At that level, literally all grids and probably 99% of all electronic devices go down for good. And, if you are at least aware of Sun activity, you can get a 10-15 hour head start on the field. That is a huge advantage.
The “structure” “they” have to steal our property is not legal under the Law of the U.S.
But when did criminals ever pay heed to the law.
Ya, sure, the elimination of private property is fundamental to Marxism and to “socialist” theories that long preceded it.
Even worse, many millions of folks are likely just going to say ‘Fuck it … ‘, and walk away from their obligations even if they’re able to meet them. They have nothing to fear for doing so …
Better yet if millions just said ‘fuck it’ and refused to pay the ‘obligations’ and refuse to walk away, what do you think would happen??
In fact it would be to the benefit of those with the obligations to file grievances, real or not, against the lenders. Use the same lawfare tactics against them. Millions of lawsuits, frivolous or not, would overwhelm the **cough** just-them dept with no foreseeable end. Which means until settled in a court, you wouldn’t have to leave and they wouldn’t get paid.
I’m no expert, but its time to take the gloves off and fight dirty like the communists do. Use the same tools they use against you, on them.
Pay your debts! If you can’t afford it, don’t buy it.
Words to live by, Jmac, agreed.
You must not be an American. LOL
Downright revolutionary thinking, Glock. LOL 🙂
I love times when everything has slowed way down and I have cash in my pocket!
It’s coming for sure. My son just bought a nice wooden dining room table for $4. It’s not a showpiece, but $4 is less than the cost of a card table at Dollar Store and it included chairs.
Why so cheap? Only 8 people were at the auction. People are too tapped out to pay cash now.
They apparently are not tapped out where I am. Used guns at auction here go for about 115% of new cost just because they don’t have to be registered.
I general I agree, as I have always paid my debts. However, when TPTB want to take everything and leave you nothing I say it’s time to quit cooperating like good little sheep being lead to slaughter. Pay your neighbor and the small guys but the banks and other big corps. are another thing. They are one big hydra and non compliance is the only way to beat them.
It will be non compliance whether the people want it or not because they can’t and won’t be able to pay. So don’t pay and don’t let them take the car or house. If millions of illegals can squat on our land we can too.
Irish Democracy in a nutshell.
Refuse to play their game.
Non violent and devastating.
There is truly nothing they can do about it
if we all just won’t comply.
For a while anyway, they will repossess what you refuse to pay for, as is their right. It’s part of the plan.
Winner winner.
I don’t have any debt, walked away from that a long time ago. I pay and support the local business men with cash as much as possible.
Keep supporting your local community of like minded people but the bankers and corps, starve’m. THEY are not your friends.
Time to play dirty, the way they play against us.
CA – There is truly nothing they can do about it
if we all just won’t comply.
but but… muh paycheck, muh pension, mug house’n big screen TV will all be gone…
There IS nothing these corp parasites and bankers could do but the courage of the People is simply not there and the fear of losing stuff is greater than the courage they could muster.
Sad…
Keep supporting your local community of like minded people
Yes and no. I get what you say. However, local communities here generally speaking are the stand with the State of Israel types (“don’t mess with Israel”) as in duped by Scofield long ago. His bs started appearing in the churches here around 1944 just before the 1948 geopolitical dupe what or who Israel is. Like minded? Not like my mind.
Who? You remember some minor crank from 75 years ago?
Are you looking for the community of like minded people who support Islamist terror and think genocide is swell?
Sounds like Parallel economy talk. I wrote on that here, and here:
https://worldyturnings.wordpress.com/2023/08/15/counter-intelligence/
US government repays debts with eternally depreciating currency- no different than shaving a silver coin. Tax non-compliance will come, but not strategically as in a mass popular movement. Instead it will happen as a result of so many being unable to pay, followed by those who can pay but won’t. Like when your neighbor walked away from their mortgage and drove your house price down, so you had to walk away too.
How about their self respect? Shouldn’t they fear losing it?
In my 20’s, when EVERYONE wanted to be a satanic democrat in a gov’t job.
THAT SUX!
That “average Joe” very likely didn’t learn anything.
This is what our so-called leaders want. After the collapse they’ll be sitting fine, buying up everything for pennies while the rest of us own nothing and are told to be happy.
Let them buy it, but can they hold it.
You think that farm land scum suck’n gates is buying up will stop someone like me from squatting on that land and farming it?? That paper say’n he ‘owns’ it will have the same value as TP and he can use it for that.
If the thieves think they can steal and plunder wealth in an economic collapse again like that evil FKr soros, think again. Whats stolen can be stolen again and I’ll gladly relieve them of their burdens.
I agree moos,but,if cash has any value still will be able to buy the acreage/home I want for a reasonable price and not flu panic pricing.
Tis a full blown/end of world as we know it crash,well….,tis why we prep.
And that is the real reason that they want our guns…
Hy will be OK with you “squatting” and happy to take whatever you manage to produce after your labor bears fruit.
You need a better plan.
If you are of use to them you’ll be allowed to live.
Eyes,
We shall see who is worthy to live.
Even better to know the future after death.
But let’s finish up here first.
Wow man! Heavy! Far Out! Groovy!
If you aren’t, shoot them down wherever you encounter them.
This is their rules. Play by them.
Or maybe put into a labor camp on short rations until you die of overwork and malnutrition.
They have a history of that sort of thing.
Yes, land just like in the great depression. They want you renting your whole life. Homes are the biggest source of wealth for the working class in the US.
Until the aren’t. They are also the buggest source of debt. Homes are really a consunption item and never should have been thought of as investments.
I’m going to disagree somewhat on homes not being an investment. They are, to me, an investment, a tangible asset that I can either sell for a profit or hold onto to pass onto my kids. They are the blood sweat and tears that are stored for future use and thats an investment.
Real estate in most places went down 25% during the 2008/crash that was caused by the subprimers banks were forced to give loans to plus derivatives on mtgs. Stocks lost 2x as much.
Real estate has always been a good.personal.investment.
They are both. Only real estate can be both an asset and a (tax and expense) liability at the same time.
Electric cars risk becoming uninsurable
Electric cars risk becoming effectively uninsurable as analysts struggle to put a price on battery repairs, the researcher for the car insurance industry has said.
Jonathan Hewett, chief executive of Thatcham Research, the motor insurers’ automotive research centre, said a lack of “insight and understanding” about the cost of repairing damaged electric car batteries was pushing up premiums and resulting in some providers declining to provide cover altogether…
Mr Hewett said: “The challenge is that we have no way of understanding whether the battery has been compromised or damaged in any way.
“The threat of thermal runaway means that a catastrophic fire can take place if the cells of the battery have been damaged in a collision.
https://www.msn.com/en-gb/cars/news/electric-cars-risk-becoming-uninsurable/ar-AA1izMba
I was at a gas station today that has one charging station too. Had a sign, 3 hrs maximum usage. You will be towed away at the owner’s expense after that.
That should make traveling fun.
Jocko, must be why Ford announced the end of production of the Ford F-150 Lightning. Dismal failure, dismal.
Even the green libs I know that drive a truck refuse to buy a EV truck. They are that bad.
Never happened you lying sack of 3xcrement
A quick fill up is now three hours?
Have any of the promises of modenity ever been delivered upon?
I submit that they have not.
HF, only a complete moron would sign up for this lunacy. I guess a retiree may have three hours to charge a vehicle but what do you do for three hours while you wait? I’m not good at waiting on stupid.
Take in a movie?
Rub one out
It takes you 3 hours to rub one out?
HAHAHAHAHA!
Try looking at gay porn.
That should speed things up for you.
I guess it works for you…
Maybe get in the back seat with wife like the old days. lol
I think it is more than three hours which is the point.
Modernity promised that men could turn into ladies. So, no.
That takes even more than three hours.
I feel like this list of modernity is really the best it will ever offer:
*indoor plumbing and water heaters
*Central heating and cooling
*refrigeration
*Dishwashing machines
*Laundry machines
*Power tools
*Internal combustion engines
*seed drillers
*combine harvesters
*radial tires
*Carhartt boot insoles
Everything else is unnecessary or counterproductive.
*Television (hate/love it)
*Radio
*Motion Pictures (pre-woke)
*The AK-47
*Cell Phones
*PCs (& MacBooks)
*The Internet (pre-2010 or so)
*Sperry TopSiders®
*The Sperry Gyroscope
*Mixed Poodle Breeds (no shedding)
Oh well, enough for now.
Rolls of .mil grade Faraday fabric to protect all o’ that and your vehicle storage sheds.
Desperate women selling their body for a pack of ramen or a crusty old pair of socks.
Wow! You get to use a crack whore for a pair of dirty socks?
Electronic ignitions is pretty good too, I remember dealing with points and condensers and that wasn’t much fun. I am still not sure on coil packs, expensive to replace compared to a distributor cap.
True, but they are much more reliable and maintenance free.
I just today filled up my 2007 4WD Chevy Suburban.
30 gallons of low octane gas for about $90.
It took under 4 minutes and I can now drive over 600
miles in any weather at any interval. I won’t have to fill
up for about another month. And with winter coming
here in CO, I don’t need to wonder how long the charge will
last in cold weather with lights on and heater going.
FJB.
Liar! An old Suburban doesn’t get 20 mpg. More like 12. Put it in 4wd and you’re down to 8.
My 1963 Impala (Bunny) coupe, a 50th anniversary Chevy, in Granada gold (like Cadillacs) still gets 22/23 mpg just cruising on I-95, all day. 283/powerglide drivetrain combo, vacuum operated latches, and the doors sound BETTER than a Mercedes when closing, in factory tightness.
Bought her for $1000 in 1982, ONLY mods are the bucket seats and a shifter from a ’68 Camaro.
NOT for sale.
My 1974 Chevy Nova custom with a 350 got 12 mpg on the highway and about 8 mph in town.
Gas mileage when down between the 60’s and 70’s and that 74 was one of the last models to use leaded fuel. 75 models were weird, you had to use unleaded, but run an occasional tank of leaded too. I think 76 was totally unleaded though, they must have had the catalytic converters working by then.
It was valve seat problems that were supposed to have been created by a lack of lead in the fuel. I never had any, and I always ran whatever was cheapest.
Catalytic converters only began working well and reliably with the addition of fuel injection.
You are right, Asswipe!
It’s 22 MPG highway.
17 city. I mostly drive on highways because I don’t have to commute.
And I use 4WD about 3 times a winter.
Now fuck off!!
70’s vehicles were the worst. By the 80’s fuel injection and electronic ignition improved gas mileage. So did radial tires. People forget dates.
I ran radial tires from 1968 onward. Michelin X’s came standard on my 1968 Renault R-10, which also had 4-wheel independent suspension, 4 wheel disk brakes and an all aluminum engine. Not to speak of extremely comfortable seats.
It got 30 mpg at 85 on the highway (85 was top speed, which it was happy doing for 300 miles at a stretch) and 30 mpg flogging it like I stole it in local driving.
2007 not old for a suburban. I got a 1993 3/4 ton 4×4 Suburban Cheyenne. That’s old. Crank windows, vinyl floor. Ice cold air and runs like a champ. I’ve forded water up to the hood before.
I had a 94. 1500 Called her “Rosie”
Took the wife and kids across the country with her
many times. And drove on soft beach sand to fishing spots
for years. Sold her for $4000 dollars and bought the one I still drive
with that down payment. Chevy makes a good truck.
Have any of the promises of modernity ever been delivered upon?
Nope. I would say that the peak of genuinely beneficial technology was about 1930. Internal Combustion Engine, Flight, Refrigeration, Electric Power, Radio and Film.
WTF else is really a net benefit?
Quick charging stations will give you an 80% charge in 20-30 minutes. Probably it’s the waiting in line that turns it into three hours.
Three frigging hours! Those freaking idiots driving EV’s blow my mind. Same assholes that still wear masks. I saw a Tesla once that had a license plate ” I Drv Clean”. Clueless virtue signalling much?
If the battery fires don’t get them the extra emf’s from being surrouded by the batteries will cook them.
Good riddance.
Yea. Maybe then that whole ponzi scheme will collapse. Or maybe they will still mandate them and sell you government insurance at a highly inflated cost like they do with fire insurance in Calif.
No “Maybe” about it.
Wait! I know! Charge 20yo drivers TRIPLE! That’ll work!!!!
ESPECIALLY as white people birth rates drop to 1.2:1….yeah, that’ll work!!
1.2 to 2 adults, not 1.2:1
Now is the time to stick it to the bankers. Quit paying. Research the asset exemptions for your state and move things accordingly. If you are a senior getting social security direct deposited into a bank account, creditors can’t touch any amount up to two times your benefit, it’s a federal rule.
By the way, I have done this and have one judgment now against me. Good luck collecting. Of course, if I had a windfall I would pay, otherwise they can shit in one hand………
To me this was planned out. They don’t want the masses driving. It’s the fake carbon thingy.
They’ll have to pry my car keys and gun out of my hands to get me to quit driving.
Only two things make the grass grow: blood and CO2, so they better hope I don’t run out of CO2.
Exactly AK. They don’t worry about the cost or the lack of power to pull it all off. Once the jabs fully kick in there won’t be that many people left. The psychos (lizard people?)just want to burn it all down.
It smells like banksters burning in their own toilet paper to me… Talk about Irish democracy…. reeeee
Guys, get over it:
This will continue , up until large masses of people consciously refuse to accept Dollars anymore.
Everything else mentioned above, can be “fixed” by moar printing.
Don’t worry, Yellen predicted a “soft landing! (sarc).
Actually I was hoping this would have happened earlier. I needed a new used truck and prices were to high but ended up buying anyway because I wanted a supercab and they are all crew cabs now so when I found one I bought.
I was hoping for all the repos to hit the market and drive prices down but just couldn’t wait. Not that it matters a lot, with the way the market has been going I would have lost an equivalent amount of investment worth anyway.
This situation can only get worse. With the government borrowing money at ever increasing amounts, it is leaving less and less money for the private sector driving up interest which drives up defaults.
The social contract that mandates the government works in the best interests of the people is broken, and the government has become the publics worst enemy.
Wow. Total mystery, right?
Actually IN The Bible.
Near The END. Of all Places. Go Figure.
Ephesians 6:12 “For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high [places].”
But then again, makes perfect sense from Satan’s “natural selection” perspective?
WHO would be better suited to ‘PRETEND’?
Hence the WARNING?
Revelation 2:9 “I know thy works, and tribulation, and poverty, (but thou art rich) and [I know] the blasphemy of them which say they are Jews, and are not, but [are] the synagogue of Satan.”
Revelation 3:9 “Behold, I will make them of the synagogue of Satan, which say they are Jews, and are not, but do lie; behold, I will make them to come and worship before thy feet, and to know that I have loved thee.”
Printing money is stealing it, not borrowing it.
We say “printing”, but in reality it’s ones and zeros in cyberspace.
Never was a social contract. It’s been bullshit from the get go. I never signed no contract- did you? And if you had who would enforce the contact you had with the government? The government? You have to be a special kind of stupid to believe that.
Me thinks there is a bank bailout going on under the radar. Dealers are getting these repos at super good prices at auction, they then put these basically new cars on the used car lot at premium prices for sale. The lenders who had to take the hit on the repo are not screaming rape, so I think the banks are getting a bail out from the Fed who is looking to shove money coming back into the US into any rat hole possible.
The dealers are making thick bank and I know this for a fact.
Well yes- the big banks have been getting bailed out forever. They are all in the big club that you ain’t in.
Physiognomy……. Oy!
Like NOT wearing a face diaper. NO DIFFERENT.
Something else that is no different?
A) “RENT TO OWN” (anything)
B) (Until) “PAYDAY LOAN!” Companies
C) “Subprime Auto loans”
And EVERYONE involved with all of it.
Gonna Bee BIBLICAL. Soon.
Here it comes.
Cliff- Ten years from now we will all still be here saying, “It’s gonna blow any day now”. Yellen will be 90 years old and still levitating the economy like a magician with joo money majick. Don’t look for the sweet release from this hell on Earth any time soon.
I kinda hope so. I am not sure if that is selfish.
No, they aren’t nearly as smart as they think they. It will blow up but they think they will still be on top of the rubble. Let’s hope a conciouness arises of just who and what is behind it all.
Uturn- There was a lot of sarc in my comment, but I think they will hold off til 2025 for the real pain to begin.
Not if Biden keeps spending a trillion a month. Nothing can save us then.
There are millions of people surviving by driving for Uber Eats and the like. When people stop ordering delivered food it’s going to affect a lot of people.
When fast food joints start going belly-up in mass, you will know the economy is truly toast
Yep- but people might then be forced to eat real food- or bugs. I’m not sure bugs are worse than Micky D’s.
I am just going to learn to eat bark and collect dew.
Give me the basic ingredients of bread and I can bake you up some delicious home-made bread on hot coals via a cast iron camp oven.
No thank you. I am a simple man. It’s bark for me.
Grow potatoes, one of the few single foods you can survive on. Of course you need some fat too, but that is easier to come by. Most wild game has fat even is separate from the meat.
“The same hour was the thing fulfilled upon Nebuchadnezzar: and he was driven from men, and did eat grass as oxen, and his body was wet with the dew of heaven, till his hairs were grown like eagles’ feathers, and his nails like birds’ claws.”
King James Version (KJV)
Wow. I am not familiar with that passage, but I probably read it in the past sometime.
Daniel 4:33 “The same hour was the thing fulfilled upon Nebuchadnezzar: and he was driven from men, and did eat grass as oxen, and his body was wet with the dew of heaven, till his hairs were grown like eagles’ [feathers], and his nails like birds’ [claws].”
This is an instant fulfillment of the judgment. His nails, having not been cut for seven years, would be like bird’s claws. His hair would grow extremely long and straight in a period of seven years, also.
This is the description of a man who has lost his mind. Seven speaks of spiritual completeness.
Two important questions arise from this incident:
(1) Could it happen to a man; and
(2) Could it have happened to Nebuchadnezzar?
The answer to both questions is yes. There is a mental illness known as zoanthropy in which a man thinks and acts like an animal. It is also called boanthropy, more specifically, when a man thinks of himself as an ox. In answer to the second question, this illness is not mentioned in Nebuchadnezzar’s annals, but one would not expect such a humiliating experience to be chronicled. On the other hand, his long reign of 43 years is more than long enough to include the lengthy sickness.
Daniel 4:34 “And at the end of the days I Nebuchadnezzar lifted up mine eyes unto heaven, and mine understanding returned unto me, and I blessed the most High, and I praised and honored him that liveth for ever, whose dominion [is] an everlasting dominion, and his kingdom [is] from generation to generation:”
When the judgment was complete, Nebuchadnezzar’s mind was restored, and he worshipped God. His spiritual growth is complete. He now worships and praises the One True God.
God’s grace enables a person to do this.
It happened to Howard Hughes.
When the entire country runs on usury what could go wrong.
It’s not a bug. It’s a feature.
Just know ONE thing blackrockers, NOT leaving MY home. IF you “sold” the mortgage, YOU broke the contract I signed, now GTFOH! I owe NOTHING to anyone!
>3000 US food/tech/finance companies “bought” by blackrock just after 9/11 for our “safety”, by W and cheney.
Capiche?
That is all.
And for no reason at all the German people voted overwhelmingly for the NSDAP
Stupidity?
Jewish behavior, once again.
Insanity is doing the same thing repeatedly and expecting a different result, ergo, jews are genetically insane.
Oh, look . . .
https://www.haaretz.com/2013-11-26/ty-article/.premium/ashkenazi-gene-increases-schizophrenia/0000017f-e04b-d75c-a7ff-fccfa3e10000
The usual falsehood parroted.
The maximum the NSDAP achieved in free elections was 43.9%
Now do Biden.
What you mean 20 year old bobongos aren’t paying the notes on their rides ? I don’t believe it.
Favorite Banking Quotations:
– Neither a Borrower nor Lender Be (Bobs Bank, Lake Wobegon MN)
– A Rolling Loan Gathers no Loss (Everybank USA)
My husband is ready to retire after 40 years in the car business, he is a subprime credit manager. He has had the best income years since Covid, banks still dumb enough to give a loan on a used car to people who can’t prove income and are dumb as a box of rocks. That’s equity for ya, these are the same people who got 125% loans for houses they couldn’t afford because some liberal thought everyone should own a home.
Good luck millennials, Gen XYZ you’ll never make enough money to buy a house, car and pay it off before you retire. Unless you’re one of the lucky ones who had their student loan debt absolved.