Guest Post by Stilton Jarlsberg
Much of the country has been blanketed with historic levels of snowfall which meteorologists cite as definitive proof of global warming because “everything is backward in a leap year.”
In any event, the snow is so deep in Washington DC that, for the first time in over seven years, there are actually places where you can’t see the bulls**t.
Only kidding! The steaming brown mounds can still easily be spotted at places like the State Department, which issued notification that their mandated production of the latest round of Hillary Clinton’s felony-laden emails would be delayed by at least a month owing to the inclement weather.
Here at Hope n’ Change, we’re enjoying lovely Texas weather – but we know that many readers are quite literally out in the cold right now. To you, we say stay warm, stay safe, and take comfort from the knowledge that, for now at least, Obama is stuck spending time with his family instead of golfing.
UPDATE: HEALTH FREEZES OVER
For those of you following the continuing saga of the Jarlsberg family’s Obamacare woes, here’s the latest…
Daughter Jarlsberg was finally able to speak to someone about her erroneously cancelled insurance and had it magically reinstated by making a credit card payment over the phone to some functionary. Or so she thought. When she went to see her epilepsy specialist, her insurance card was again rejected.
She called Blue Cross and was told that her policy had never been reinstated, there was no record of her phone call, and that the transaction number she’d been given didn’t exist. Oddly, the money she had paid over the phone was shown as a new balance in her account which hadn’t been applied to any plan. Perhaps Blue Cross thought it was simply a tip for their excellent service.
Currently, there is some question about whether she’s insured or not, and whether the hundreds of dollars of medical bills she’s run up this month will be covered, reimbursed, or even applied to her deductible.
Meanwhile, the charming folks at Healthcare.gov are STILL sending threatening warnings about terminating the insurance of Stilton & Mrs. Jarlsberg unless they produce more “proof of income” than the four friggin’ copies of every conceivable fiscal document they’ve produced already. A recent phone call to Healthcare.gov failed to confirm whether anyone has even received or looked at those records, and we were told to “call back in a few weeks if you still have a problem.” And indeed we will!
Still, we should give credit to Healthcare.gov for being at least a little proactive. They recently sent us a PDF of what they described as a very, very important form that must be filed with our taxes under penalty of further healthcare: the 1095a.
The multi-page form was, of course, almost entirely blank. Honest. Here’s a picture of the first page, which is labeled (in the meta data) as “Why Form-1095a Is Important.”
At least we know who it’s from. |
The form really must be important, too, because it wraps up with two full pages explaining the critical nature of the invisible information in Arabic, Chinese, French, French Creole, German, Gujarati, Hindi, Korean, Polish, Portuguese, Russian, Spanish, Tagalog, Urdu, and Vietnamese…
Amusingly, the Jarlsberg family is at least receiving bills from Blue Cross for our soon to be terminated policy. Although cryptically, the bills keep showing that Blue Cross owes us money. Fearing that this is a trap which will let them cancel our policy for non-payment, we’re sending them a check for the exact amount of money that they claim we’re owed.
Because dealing with all of this logically hasn’t gotten us anywhere.
Liberals are smarter than conservatives.
We are all so fucked.
Little sister , you should be ashamed of yourself for using the F word. Unlady like and unprofessional.
Shame on those of you who fight against “single-payer”. Were we to have such a plan (like 98% of the developed world), all of these problems would be eliminated.
Being forced to keep feeding private companies like Blue Cross will eventually bankrupt us all.
The Fiction Behind Sanders’ Health Plan
You can’t demand more without paying more.
Steve Chapman|Jan. 21, 2016 12:01 am
Bernie Sanders is a democratic socialist who thinks the United States needs a “political revolution.” His plan to replace our health insurance system with “Medicare for All” is in some ways a dramatic break with the status quo. But it rests on an old and thoroughly conventional formula: Promise voters they will get more and better health care without paying for it.
Simply expanding Medicare to include everyone would be a big enough step. But Sanders’ plan is to Medicare what a Tesla is to a Toyota.
It would encompass “the entire continuum of care,” including long-term care and dentistry. There would be “no more copays, no more deductibles, and no more fighting with insurance companies when they fail to pay for charges.” In sum: Every person will have everything he or she wants in the way of care and will pay zero at the point of service.
Contrast that with Medicare, which doesn’t cover long-term care or dentistry. It also imposes a deductible for hospital stays and a copay on doctor services. In 2010, the average Medicare recipient spent $4,734 for out-of-pocket costs.
Such obligations are an inconvenience and a burden to patients, but they serve two useful purposes: reducing what taxpayers have to pay and discouraging care that is only marginally helpful. This approach serves to contain costs. Sanders’ change would serve to increase them.
He argues that his system will be more far cheaper than private insurance because it will cut down on “overhead, administrative costs and complexity.” But a lot of private insurers’ costs come from scrutinizing claims to prevent fraud, overtreatment and unnecessary treatment. Agreeing to pay all charges without review, as Sanders proposes, is an invitation to be fleeced.
One reason he thinks the single-payer approach will work so well is that countries like Canada and Britain use it and spend far less than we do on health care. He takes care not to mention one major tool they use to hold down costs: limiting access to procedures that insured Americans take for granted.
“One in four Canadians reported waiting four months or more for elective surgery, similar to the proportion of patients in the United Kingdom (21 percent) but much higher than in Germany (almost 0 percent) and the United States (7 percent),” the Canadian Institute for Health Information found in 2012. One in five Canadians needing knee or hip replacements has to wait more than six months.
The Guardian newspaper reported in 2012 that Britain’s National Health Service “has come under growing criticism for making it harder for patients to have operations for routine conditions such as hernia, cataracts, grommets, wisdom teeth, or hip or knee replacement, and denying infertile couples IVF.”
Single-payer advocates will argue that such limits are a small price to pay for guaranteeing coverage for everyone. It’s a plausible cause that Sanders, alas, is unwilling to make. He would have us believe there will be no limits.
He’s hardly unique in pretending we can all get everything we want for a pittance. George W. Bush did the same thing in pushing a new program of Medicare prescription drug coverage without raising payroll taxes to pay for it. It cost the government $78 billion in 2014—only 15 percent of which was covered by premiums from seniors.
When Barack Obama proposed the Affordable Care Act, Republicans charged it would hurt retirees by robbing $700 billion from Medicare. Never mind that the health care plan offered by Rep. Paul Ryan, now speaker, included the same savings from Medicare.
The GOP charge was unfair, but the administration was equally deceptive in claiming that the economies would be wrung out of private insurers and hospitals, at no inconvenience to patients. That’s like saying that if you require utilities to take expensive steps to clean up pollution, consumers won’t end up paying more.
Obamacare was also supposed to provide more for less—requiring health policies, for example, to cover an array of preventive services at no cost to the patient. This type of coverage, the president insisted, “saves money, and it saves lives.” More fantasy: Rutgers economist Louise Russell has found that four out of five preventive options save less than they cost.
Both parties have long operated on the assumption that, as Oscar Wilde put it, “Nothing succeeds like excess.” The United States has the most expensive health care in the world because Americans refuse to take “no” for an answer. Sanders won’t ask them to.
No Admin, I wanna shake the fuckers till the lights go out!
Single payer is a freaking disaster. Only a stone cold dumbass wants single payer!!!!
Cancer drugs fund cuts 23 treatments
The Cancer Drugs Fund in England will no longer pay for 16 medicines, used in 23 separate cancer treatments.
It has now more than halved the number of treatments it covers since the beginning of the year after being repeatedly overspent.
The latest drugs being axed include those for breast, pancreatic and blood cancers.
The Rarer Cancers Foundation said the news was a “hammer blow” and estimated that 5,500 patients would miss out.
All the drugs on the Cancer Drugs Fund list have been rejected by the NHS as a whole because they do not provide enough benefit for the amount they cost.
http://www.bbc.com/news/health-34153136
A good friend of mine has a brother across the big pond on a single payer system. He’s needed a hip replacement for going on 10 years and he’s still on “The List” with no hope in site of getting one. They don’t tell you no they just put you on a list. I work and have great insurance why would I want to be put on a list with a bunch of deadbeat fuckers that’s only purpose in life is to steal oxygen from productive citizens.
From my previous post,
as a whole because they do not provide enough benefit for the amount they cost.
What that means is if the treatment only saves 25% of the patients it’s not worth the cost to treat the 75% it did not help. Results….everyone dies, unless you have the money to go outside the system. Don’t forget they are taxing you heavily to pay for a system with few benefits.
Is it me or is Obummer wasting away to nothing? He looks like the Pencil Man in this picture….