HERE ARE YOUR HILLARY VOTERS

58 comments

Posted on 20th May 2015 by Administrator in Economy |Politics |Social Issues

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IMPORTANT: Youtube has just demonetized our video that is going viral criticizing Hillary Clinton supporters. They have given no explanation or justification for this action. This is a clear sign of censorship by google who is favoring Hillary Clinton to be our next president in 2016.

We live and survive off youtube monetization. We have to ask for your help so we can continue our work. Please visit http://wearechange.org/donate/ and donate what you can, so our work cannot be censored or stopped.

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120% Proof That Racism Exists?

32 comments

Posted on 14th May 2015 by Administrator in Economy |Politics |Social Issues

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Hat tip Boston Bob

This is pretty conclusive proof the country is racist. Case closed. Wal-Mart actually hires morons like this woman. I think she is definitely management material. This is your average Obama/Hillary voter.


I’M 100% CONFIDENT MOST AMERICANS ARE MORONS

43 comments

Posted on 23rd April 2015 by Administrator in Economy |Politics |Social Issues

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These polls crack me up. They prove how delusional and stupid the average American truly is. Americans are the most confident people on earth. Too bad they are also the most egotistical, clueless, and math challenged people on earth. The poll below shows that 58% of Americans are either very or somewhat confident about their retirement. A full 75% of them think they’ll have enough to take care of basic expenses and 56% think they’ll have enough for medical expenses. The average American is an imbecile if they think they are in good shape.

Here are the facts. The median retirement balance of all households is $3,000. The median retirement balance of 45 to 64 year old households is $11,000. But still, the delusional morons in this country are confident about their retirements.

Here is some basic math for these people. If we even use $100,000 as the starting retirement account of a newly retired 65 year old, the rule of thumb is that you can’t spend more than 4% of the balance per year in retirement. That’s $4,000. The average Social Security payment is $13,000 per year. Are these blithering idiots really CONFIDENT they will be able to pay basic and medical expenses on $17,000 per year? REALLY???

I’m 100% confident the majority of Americans are truly fucked and will beg for the government to save them. I’m also 100% confident this entire edifice of debt is going to collapse under the weight of delusion, stupidity and false confidence. Carlin was absolutely right.

“Think of how stupid the average person is, and realize half of them are stupider than that.”

 

 

A survey conducted by the Employee Benefit Research Institute has found that the percentage of Americans confident of a financially comfortable retirement is increasing. 22 percent of respondents said they were very confident about the financial aspects of life after work while 36 percent were somewhat confident.

Looking closer at certain elements of retirement, 37 percent of Americans feel very confident that they will have enough money to take care of their basic expenses. However, when it comes to taking care of medical expenses and paying for long-term care, this number fell. Just 18 percent of people are very confident of being able to handle their medical expenses while even fewer, 14 percent, feel confident about paying long-term care bills, should they need to.

Infographic: How Confident Are Americans About Retirement?  | Statista

You will find more statistics at Statista


LATEST OBAMACARE F#@K UP

10 comments

Posted on 20th February 2015 by Administrator in Economy |Politics |Social Issues

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Obamacare is the biggest government clusterfuck in history. It is proving beyond a shadow of a doubt that anything the government touches or tries to control turns into a big steaming pile of shit that will cost trillions of dollars. Their shit for brains website is still a disaster. Obama changes the law as he goes. Like most of Obama’s initiatives, they are making it up as they go along. This was about as well thought out as Nancy Pelosi’s plastic surgeries.

They announced earlier today that they are extending the sign up period to April 15. Deadlines are meaningless. We are now about to experience the massive losses from the fraud that has occurred in the last year. Billions in subsidies have been paid out in error or due to fraud. How much do you think will be paid back by the Free Shit Army brigades? How long before Obama issues a proclamation telling the IRS to not enforce the penalties or to try and collect the fraudulent subsidies paid out?

And amazingly, most of the ignorant masses think Obamacare is a wonderful new program and is helping millions of poo people. Luckily the iGadget addicted, math challenged masses don’t remember that Obamacare was going to cover the 30 million uninsured Americans, not add one dime to the national debt, and save the average family $2,500 per year in insurance premiums. How are those promises working out?

Wrong tax information sent to 800,000 HealthCare.gov customers

By Robert Schroeder

Published: Feb 20, 2015 12:12 p.m. ET

WASHINGTON (MarketWatch) — About 800,000 HealthCare.gov customers got tax forms from the government with incorrect information, a Treasury Department spokesperson said Friday. The errors were on 1095-A forms that HealthCare.gov sent to consumers who get coverage through the federal insurance marketplace. Treasury said those who have not filed taxes should wait to do so until they have received a corrected form. Treasury said corrected forms will go out in early March.

Obama’s Latest Handout: Two Years Of Free Community College For Everyone

45 comments

Posted on 9th January 2015 by Administrator in Economy |Politics |Social Issues

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We already have millions of morons taking up space in colleges across the country who can’t read at a 7th grade level because Obama has doled out $1.2 trillion of student loans, 50% of which will never be repaid, and his solution is to spend hundreds of billions more to allow the even more stupid to attend some 3rd rate community college where they can major in African Studies or the History of Lesbians in America. And you get to pay for it. The Republicans don’t want to alienate the stupid vote, so they’ll increase the cost of this legislation and pass it right away. We should give each community college graduate a free FHA loan so they can live the American dream of owning a house without saving to pay for it. Amurika. Ain’t it great?
BEER PONG COMMUNITY COLLEGE
Tyler Durden's picture

With the number of college graduates working minimum wage jobs nearly 71% higher than it was a decade ago, and the average graduate leaving college with $29,400 in debt (crushing their hopes of leveraging up to buy that American Dream-creating house), President Obama has unleashed a double whammy of ideas in the last few days. Reducing mortgage insurance and cutting down-payment restrictions for FHA loans (i.e. providing huge leverage to segments of society to repeat the mistakes of the last housing bubble); and now, as The LA Times reports, President Obama says he is rolling out a plan to make two years of community college free, or nearly so, to every student across the country. Because it’s “fair”?

 

As The LA Times reports,

LET’S BORROW AGAINST OUR HOMES LIKE IT’S 2006

17 comments

Posted on 9th October 2014 by Administrator in Economy |Politics |Social Issues

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Here we go again. After a two year Wall Street engineered fraudulent boost in home prices in the exact markets that led the bubble in 2003 through 2007, the delusional dolts are now acting like the increase in home equity is real. Do delusional idiots congregate in California, Nevada, Florida, Arizona and Ohio for a reason? The morons in these markets are ramping up new home equity lines of credit at a 60% to 90% pace over the prior year.

It’s as if the lesson of the previous bubble was completely forgotten in a couple years. Are these people really that dumb? The housing market started rolling over six months ago. Prices peaked, new single family home sales peaked, existing home sales peaked and the Wall Street investors are exiting stage left. Now the very same Wall Street hucksters want you to borrow against the artificially inflated value of your house and spend that money on more shit you don’t need, or to lease a brand new Escalade. It’s called the American Way. So it goes.

Via RealtyTrac

HELOC Share of Total Loans at Highest Level Since 2008

Biggest Jumps in Inland California, Las Vegas, Cincinnati, Phoenix

RVINE, Calif. – Oct. 9, 2014 — RealtyTrac® (www.realtytrac.com), the nation’s leading source for comprehensive housing data, today released its first-ever U.S. Home Equity Line of Credit Trends Report, which found that in the 12 months ending in June 2014 a total of 797,865 Home Equity Lines of Credit (HELOCs) were originated nationwide, up 20.6 percent from a year ago and the highest level since the 12 months ending in June 2009.

The report also shows HELOC originations accounted for 15.4 percent of all loan originations nationwide during the first eight months of 2014, the highest percentage since 2008.

“This recent rise in HELOC originations indicates that an increasing number of homeowners are gaining confidence in the strength of the housing recovery and, more importantly, have regained much of their home equity lost during the housing crisis,” said Daren Blomquist. “Nearly 10 million homeowners nationwide, representing 19 percent of all homeowners with a mortgage, now have at least 50 percent equity in their homes, according to RealtyTrac data. Meanwhile the percentage of homeowners with severe negative equity has decreased from 29 percent in the second quarter of 2012 to 17 percent in the second quarter of this year.

“The rise in HELOCs also reflects a natural evolution for a lending industry looking for products they can offer to homeowners who have already refinanced their first position loan into a low fixed rate,” Blomquist added. “A HELOC enables homeowners to leverage additional equity they may have gained since refinancing while still preserving the rock-bottom interest rate on their first position loan.”

Inland California, Las Vegas, Cincinnati, Phoenix post biggest annual increases
Among the nation’s 50 largest metropolitan statistical areas with HELOC data available, 49 posted year-over-year increases in HELOC originations in the 12 months ending in June 2014. The only metro area with a decrease was Rochester, N.Y., where HELOC originations decreased 1 percent.

Metro areas with the biggest year-over-year increase in HELOC originations were Riverside-San Bernardino in Southern California (87.7% increase), Las Vegas (85.1% increase), Cincinnati (81.0% increase), Sacramento (65.1% increase), and Phoenix (60.1% increase).

Major metros with the smallest increases in HELOC originations from a year ago were Minneapolis-St. Paul (0.2 percent increase), Louisville, Ky., (3.3 percent increase), Philadelphia (3.6 percent increase), Virginia Beach (4.3 percent increase), and St. Louis (5.6 percent increase).

U.S. HELOC originations 76 percent below 2005-2006 peaks
Despite the year-over-year increases, HELOC originations were well below their peaks from the previous housing boom. Nationwide, the 797,865 HELOC originations in the 12 months ending in June 2014 were 76 percent below the previous peak of 3,299,007 in the 12 months ending in June 2006. The 15.4 percent share of HELOCs year-to-date nationwide was also below the 24.7 percent share in 2005.

HELOC originations were below their previous peaks in 49 out of the nation’s 50 largest metro areas. The only exception was Pittsburgh, where HELOC originations reached a new peak in the 12 months ending in June 2014.

Major metro areas with the biggest decrease in HELOC originations in 2014 compared to their previous peaks were Riverside-San Bernardino (down 93 percent), Las Vegas (down 92.9 percent), Miami (down 92.5 percent), Tucson, Ariz., (down 92.4 percent), and Orlando (down 92.2 percent).

HELOCs biggest share of originations in Honolulu, Upstate NY, Cleveland, Milwaukee
Among the nation’s 50 largest metro areas, those with the highest share of HELOC originations as a percentage of all loan originations year-to-date in 2014 were Honolulu (43.5 percent), Rochester, N.Y., (38.7 percent), Buffalo, N.Y., (32.1 percent), Cleveland (28.5 percent), and Milwaukee (27.5 percent).

Major metro areas with the lowest share of HELOC originations as a share of all loan originations year-to-date in 2014 were Las Vegas (5.8 percent), Dallas (6.5 percent), Riverside-San Bernardino (7.7 percent), Houston (7.9 percent), and Tucson, Ariz. (8.0 percent).

Other markets where HELOC originations represented less than 10 percent of all loan originations year-to-date in 2014 were Atlanta (8.1 percent), San Antonio (8.6 percent), Oklahoma City (9.2 percent), and Austin (9.9 percent).

Report methodology
The RealtyTrac U.S. Home Equity Line of Credit Trends Report provides counts of HELOC loans originated and the HELOC share of total loans originated using mortgage and deed of trust records collected in more than 900 counties nationwide with a combined population of more than 240 million, representing 78 percent of the U.S. population. Home Equity Lines of Credit are non-purchase loans that are secured by the equity (the appraised market value of that property minus any other loans secured by that property) and can be used by homeowners to fund home improvement projects or other purchases.

ACED IT BITCHEZ!!!

50 comments

Posted on 6th October 2014 by Administrator in Economy |Politics |Social Issues

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We are a country of maroons. Pew Research conducted a survey of Americans last week regarding basic facts that every American should know about the world. It consisted of 12 questions. I got all 12 correct in the one minute it took me to complete the quiz. The results of the quiz on a national basis are mind boggling and confirms everything we think about the ignorant zombie masses staring at their iGadgets. Being connected doesn’t make you smart or aware of what is happening in the world.

Take the quiz by clicking HERE, before reading my comments.

Get a load of these results:

  • Only 1% of Americans got all 12 question correct. I made it into the 1%. Yippee!!!
  • 58% of Americans got less than 6 answers correct.
  • 33% of Americans got less than 4 answers correct. It’s a multiple choice quiz with only four options. You could guess randomly and get 3 answers correct.
  • Sorry women. Men answered 11 of the 12 questions more accurately than women.
  • It does appear that college makes you smarter, but not necessarily smart.
  • Young people are dumb. Hysterically, the only question they aced was the level of the minimum wage. I guess they know that one because that’s what they are making, based upon their clear lack of intelligence.
  • Only 33% of Americans know the unemployment rate.
  • Only 20% of Americans know that Social Security is the highest spending item in the budget.
  • Only 20% of Americans know the poverty rate.
  • Only 24% of Americans know the name of the chairperson of the Federal Reserve.

The ignorance is breathtaking to behold. But, I bet that more than 75% of ignorant Americans know the name of Kanye West and Kim Kardashian’s bastard baby. If so few people know who runs the Federal Reserve, imagine how many Americans understand inflation and currency debasement. We are truly doomed. And we deserve everything we are going to get. We are a country of morons, run by morons, for morons. Morons unite.

CLIMATE CHANGE MORON MARCH

19 comments

Posted on 22nd September 2014 by Administrator in Economy |Politics |Social Issues

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The best way to discredit these morons is to let them gather in one place and speak.

MORE MORONS

11 comments

Posted on 19th September 2014 by Administrator in Economy |Politics |Social Issues

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One Party Under Surveillance For Perceived Safety &  Security for All.

Republicans & Democrats unite to support fighting the same people we armed last year to fight our perceived enemy last year.

We have become a nation of ignorant, frightened, brain dead pussies.

 

Most Americans Support Military Action Against ISIS

During a crisis meeting in Paris, the US proved successful in building an international coalition to combat the Islamic State in Iraq and Syria. 24 countries have pledged to support the US in countering the “global threat” posed by the group, which was recently highlighted once again when Australian police foiled a plot to behead a random member of the public.

Support is also mounting at home – 53 percent of Americans are firmly behind Obama’s plans for military action, according to the Pew Research Center. The president is also enjoying a rare display of bipartisan support – 64 percent of Republicans and 60 percent of Democrats support the military effort against ISIS.

Events are escalating in Iraq with US fighter aircraft striking ISIS forces south-west of Baghdad earlier this week. US warplanes have attacked ISIS positions, primarily in northern Iraq, 174 times. French President Francois Hollande has just confirmed that France has launched its first air attacks against ISIS targets in Iraq.

Views on Obama’s plan for military action against ISIS in Syria.

Infographic: Most Americans Support Military Action Against ISIS | Statista

You will find more statistics at Statista

iMORON PICTORIAL ESSAY

11 comments

Posted on 19th September 2014 by Administrator in Economy |Politics |Social Issues

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So this is what the 92 million people who have “voluntarily” left the labor force have been doing. They’ve been waiting in line for the new iPhone 6. Of course this is a rational thing for an iMoron to do. They couldn’t possibly go online and have the phone delivered to their house in the next two days. They couldn’t saunter into Wal-Mart or any of the other millions of retail outlets that will have these Chinese made, NSA approved, surveillance gadgets, in the next week and whip out that credit card or lease it with nothing down. iMorons must unite. They must broadcast to the world their utter stupidity, materialism, and lack of jobs. The shallowness, vapidity, and utter foolishness of the vast swath of America is breathtaking to behold in all its iGlory. So it goes.

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$15 PER HOUR

18 comments

Posted on 10th September 2014 by Administrator in Economy |Politics |Social Issues

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iMORONS UNITE

13 comments

Posted on 3rd September 2014 by Administrator in Economy |Politics |Social Issues

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Only six days until iPhone 6. Hurry and grab your place in line. They will only be available all the time everywhere.

I wonder if it will be as cool as the iPhone 5. I bet this chick is in line again.