YOU ARE PAYING FOR SPRING BREAK

6 comments

Posted on 21st May 2016 by Administrator in Economy |Politics |Social Issues

, , , , , , ,

Obama and his government minions have doled out over $1.3 trillion to our yuuts so they could get educated. I bet you didn’t know that the funds aren’t all directed to the school for tuition and fees. The funds for books, rent, and living expenses are given directly to the student. How many responsible 18 to 21 year olds do you know. We already know that over 50% of the morons matriculating into college have 0% chance of graduating because they are dumber than a sack of hammers.

But they do know how to spend “found” money on iGadgets, HDTVs, booze, concerts, fast food, and they absolutely need to kick back on Spring Break after getting 3 D’s, a C in remedial maff, and an F in financial planning. It seems millions of these morons are spending their student loan money on a good time. They deserve it.

The best part is that Obama and his cronies wanted this to happen. The student loan scam was nothing but an artificial attempt to reduce unemployment and boost GDP. It’s been a huge success. Now that 40% of all student loans are in default, your government will come up with some asinine reason for writing off at least $500 billion. That means, you funded the spring breaks of  these worthless pieces of shit. Happy Saturday suckers. 

Via Bloomberg

Can You Use Student Loans to Go on Spring Break?

The essential college experience requires all-nighters at the library and, to some, a keg stand or two and a less-than-lucid spring break vacation. And much like a degree, tequila shots and beachside hotels don’t come cheap.

About one in five American students graduating this year who carry debt said they used student loans to pay for such expenses as vacations, dining out, and entertainment, according to a poll1 conducted in early May by Google Consumer Surveys on behalf of Student Loan Hero. Undergraduates finishing college in 2014 owed an average of $28,950 in student debt, the result of loans taken out to cover both tuition and living expenses.

But when is it living, and when is it living it up?

 Beyond tuition and housing, cost-of-attendance expenses that can be paid for with student loans include books, school supplies, transportation, and “miscellaneous personal expenses,” according to the U.S. Department of Education. Asked whether that covers vacations, the department said it would look into the matter.

(more…)

Poll: Two-thirds of US would struggle to cover $1,000 crisis

37 comments

Posted on 20th May 2016 by Administrator in Economy |Politics |Social Issues

, , , ,

Whenever one of these stories comes out about how little savings the average family has, they always seem to concentrate on wealth inequality, stagnant wages, and rising costs. They rarely concentrate on personal responsibility, failure to grasp the concept of delayed gratification, lack of basic budgeting skills, and playing the blame game for your failures. I love how these articles describe a $1,000 “emergency” expense that is unexpected.

Only delusional, math challenged, live for today morons would consider having to get 4 new tires for your car as an unexpected emergency. It’s not an unexpected emergency when your 15 to 20 year old water heater gives out. Appliances crap out at 10 years or less. Roofs start leaking around 20 years. You and your family members get sick every year. None of this is an unexpected emergency.

It’s not an emergency when after 18 years your child enters college. You had 18 years to save. You cannot work for 40 years and be surprised by retirement. It’s a national disgrace there are so many households with so little. The excuses and rationalizations by the ignorant masses are a plenty. I understand the ravages of inflation and wages not keeping up, but that is no excuse for living above your means because your neighbor does so.

If you make $50,000, spend less than $50,000 and save the difference. If you make $50,000, you shouldn’t be living in a $250,000 home, driving a leased $40,000 vehicle, spending $400 per month on cable and smart phones, eating out three times per week, and taking exotic vacations every year.

The only way to accumulate savings is to live beneath your means. It’s that simple. Too bad most Americans have been brainwashed by the banker/media/corporate propaganda and have been running on a hamster wheel their entire lives. If you are 50 years old with $100,000 of household income and can’t handle an “expected” $1,000 expense, it’s no one’s fault but your own.

Via AP

NEW YORK (AP) — Two-thirds of Americans would have difficulty coming up with the money to cover a $1,000 emergency, according to an exclusive poll released Thursday, a signal that despite years of recovery from the Great Recession, Americans’ financial conditions remain precarious as ever.

These financial difficulties span all income levels, according to the poll conducted by The Associated Press-NORC Center for Public Affairs Research. Seventy-five percent of people in households making less than $50,000 a year would have difficulty coming up with $1,000 to cover an unexpected bill. But when income rose to between $50,000 and $100,000, the difficulty decreased only modestly to 67 percent.

Even for the country’s wealthiest 20 percent — households making more than $100,000 a year — 38 percent say they would have at least some difficulty coming up with $1,000.

(more…)

THE MIND OF A LIBERAL IS A TERRIBLE THING TO WITNESS

35 comments

Posted on 17th May 2016 by Administrator in Economy |Politics |Social Issues

, , ,


47% of high school grads aren’t prepared for college

26 comments

Posted on 13th April 2016 by Administrator in Economy

, , ,

Students meander toward graduation, taking courses that expose them to a little of everything and not much of anything

Getty Images

Once upon a time, when postwar industrial America was in full steam, a young person could leave school with basic skills and get a job that would support a family. That America is no more.

To succeed in today’s fast-changing, knowledge-based economy, young people need more skills than ever before. And the jobs that used to require work boots, a good set of tools, and a steady hand now require advanced math, science, and reading — and, typically, also a certificate or degree beyond a high school diploma.

Business leaders have long known this. But ample evidence suggests that many high schools have yet to fully grasp the reality of these new demands.

Despite widespread rhetoric around college and career-readiness for all students, just 8% of graduates from public high schools complete a full college- and career-preparatory course of study. Rates of college- and career-ready course-taking are consistently low across all student groups, according to The Education Trust’s new report, “Meandering Toward Graduation: Transcript Outcomes of High School Graduates.”

(more…)

WHY SPECIAL SNOWFLAKE COLLEGE GRADUATES ARE DUMBER THAN A SACK OF HAMMERS

25 comments

Posted on 30th March 2016 by Administrator in Economy

, , , , , , , , ,

If you ever needed more proof that a college education has become a virtual joke, check out the chart below. Higher Education should be renamed Lower Education, since the standards of excellence have been lowered so far, any moron can get a degree. With a large distribution of students, grades should resemble a bell curve. I learned that in my college Stat class. That would mean approximately 15% to 20% A’s. 

Shockingly, back in the 1960s & 1970s about 15% to 20% of students got As. Did college students suddenly get super smart over the last 15 years? Based on the chart, we’ve got some real Einsteins out there. The number of A grades has skyrocketed from 30% to 45% in the last fifteen years.

This is a fucking joke. This is the same time period in which every moron who can spell CAT has been able to matriculate into college with the trillions in student loan debt being peddled by Obama and his minions. We know for a fact, based on SAT scores, that at least 50% of kids in college aren’t intellectually capable of succeeding.

So the solution is to dumb down the curriculum and inflate grades because it is only about the money. Kids who flunk out don’t pay tuition. Our entire educational edifice of idiocy is a disaster. Kids graduating with 3.5 GPAs today aren’t half as smart as the kids graduating with 3.5 GPAs in 1980. The lack of intelligence and common sense is evident everywhere you look. The special snowflakes can be coddled and given A’s for doing C work, but that doesn’t make them prepared for the real world.

This country is so screwed and there is no way to unscrew it.

It’s never been easier to get an A in a college class (or more expensive)

DON EMMERT/AFP/Getty Images
College students are more likely to get an A than in the past.

Add this to the list of consequences of rising college tuition: Students getting better grades than they deserve.

A’s were the most common grade on college campuses in 2013, accounting for 45% of grades awarded to students, according to an analysis of grade data at more than 80 schools by Stuart Rojstaczer, an independent researcher, and Chris Healy, a computer science professor at Furman University. By contrast, college students were most likely to get C’s leading up to the Vietnam War, accounting for about 35% of grades awarded. The two researchers have been collecting and reporting on grade data for years. Monday’s release marks the latest version of their analysis.

Stuart Rojstaczer and Chris Healy

The researchers’ data shows how A’s have become the most common grade awarded at colleges.

(more…)

HILLARY VOTER

22 comments

Posted on 12th January 2016 by Administrator in Economy

, ,


Students at Lena Dunham’s college offended by lack of fried chicken

15 comments

Posted on 19th December 2015 by Administrator in Economy

, , , ,

Via The NY Post

Students at an ultra-liberal Ohio college are in an uproar over the fried chicken, sushi and Vietnamese sandwiches served in the school cafeterias, complaining the dishes are “insensitive” and “culturally inappropriate.”

Gastronomically correct students at Oberlin College — alma mater of Lena Dunham — are filling the school newspaper with complaints and demanding meetings with campus dining officials and even the college president.

General Tso’s chicken was made with steamed chicken instead of fried — which is not authentically Chinese, and simply “weird,” one student bellyached in the Oberlin Review.

Others were up in arms over banh mi Vietnamese sandwiches served with coleslaw instead of pickled vegetables, and on ciabatta bread, rather than the traditional French baguette.

“It was ridiculous,” gripes Diep Nguyen, a freshman who is a Vietnam native.

Worse, the sushi rice was undercooked in a way that was, according to one student, “disrespectful” of her culture. Tomoyo Joshi, a junior from Japan, was highly offended by this flagrant violation of her rice. “I f people not from that heritage take food, modify it and serve it as ‘authentic,’ it is appropriative,” she said.

(more…)

Hillary Supporters: REPEAL 4th AMENDMENT if She’s Elected President to Protect Americans From ISIS

6 comments

Posted on 23rd November 2015 by Administrator in Economy

, , ,


Hillary Supporters Endorse SHARIA LAW in AMERICA!

13 comments

Posted on 2nd November 2015 by Administrator in Economy

, , , , ,


ARE YOU AN iWATCH iDIOT?

3 comments

Posted on 9th July 2015 by Administrator in Economy |Politics |Social Issues

, , , , , , , ,

All the egocentric, fashion conscious, status seeking iMorons who shelled out $400 to $1,000 for a ridiculous iWatch sure look stupid now. It’s a a complete flop. It is ugly. It is bulky. You have to recharge the fucking thing every day. These morons paid hundreds of dollars to go back to a time when you had to wind your wristwatch to keep it going. Here’s some feedback. I’ve seen people with this piece of junk on their wrist. It doesn’t make you cool. You are a laughingstock. You’ve been had. Take off the goofy electronic gadget and put it in a drawer, never to see the light of day again. You thought you were cutting edge. You were just a dumbass dupe who wasted $500. Maxwell Smart and his shoe phone were cooler.

 

Guest Post by Karl Denninger

Mark my words… from April:

So what we have here is an overpriced “fashion statement” that has crap for battery life, is relatively bulky and doesn’t have its own internal intelligence to do much (it relies on your phone.)  The one thing it appears to do well is serve as a workout timer and (provided you don’t mind small storage) a means of music playback to bluetooth headphones.  That is a nice capability, but is it worth $350 for one piece of functionality that I currently don’t have and might enjoy?

I think not.

And that, of course, is for the plastic piece-o-crap version.  The metal one is some $700 and it gets worse from there.

I have some channel data that suggests sales have been absolutely abysmal.  As in basically zip, zero, nada after the first rush of iDiots who just had to buy one sight unseen, with volumes collapsing over the last couple of months.

MORON MADNESS

210 comments

Posted on 7th July 2015 by Administrator in Economy |Politics |Social Issues

, , , , , , , , , , , , , , , , , ,

 photo shore062_zpsacce4164.jpg  photo shore068_zps66097cb5.jpg

We’re back from our vacation in Wildwood. I hoped for more relaxation, but it wasn’t to be. I rode my bike most mornings. I walked miles on the boardwalk with my wife and kids. We played the Cape May par 3 golf course. I went deep sea fishing with my youngest son. I made it to the beach twice. We made it to the Shamrock a few times, but we had more fun on the outdoor deck at Westy’s Pub. Watching an 85 year old couple who were barely 4 feet tall dancing like they did in the 1950’s to current pop hits was worth the price of admission. The scene brought a smile to the faces of anyone in the vicinity.

I ate more pieces of white pizza from Mack’s than I can remember.

 photo shore075_zps4e49ea6d.jpg

How I resisted getting more than one cup of peanut butter ice cream with chocolate jimmies at Kohr’s, I’ll never know.

 photo shore051_zpsb5395ffe.jpg

We saw two outstanding displays of fireworks while we were there. The weekly fireworks are launched on the beach at my street, so we just need to go to the top deck or stand in the street to see the colorful display. The wind was blowing from the ocean, so the debris and ash floated onto our deck.

(more…)

FIRST RESPONDERS SAVE US FROM ANOTHER POT ROAST TERRORIST

3 comments

Posted on 26th May 2015 by Administrator in Economy |Politics |Social Issues

, , , , , ,

The absurdity and ridiculousness of our keepers gets worse by the day. If they aren’t macing or shooting innocent people, they are blowing up the cars of citizens trying to make a living selling food. Then they arrest you, even though the first responder heroes have proven to be nothing more than keystone cop jokes. And the sheep just stand idly by and thank these glorious copfuks for protecting us from evil food truck terrorists. What a nation of pussies we’ve become, cowering and fearful of our own shadows. What a pitiful display.

 

Guest Post by Karl Denninger

 

During all the drinking you did last night I suppose you could be forgiven for missing this one:

One person was arrested Sunday evening after a bomb squad detonated a pressure cooker that was found in a vehicle near the U.S. Capitol building.

U.S. Capitol Police spokeswoman Lt. Kimberly Schneider said in a statement that Israel Shimeles of Alexandria, Va. was arrested and charged with “operating after revocation”. She did not elaborate on the nature of the charge.

The bomb squad was called because there was a pressure cooker and, apparently, a propane tank in the car.  They destroyed the windows of the vehicle, extracted the evil pressure cooker and found that it contained….. nothing.

Oh, and before blowing it up they managed to check into the ownership and it apparently belonged to a food truck vendor for the rather ordinary use of cooking food; said trucks are pretty common around the downtown DC area (I’ve had a bite from one in the past.)

But, having decided that irrespective of the owner’s story checking out as valid they blew it up anyway, they did serious damage to the vehicle and they arrested the owner for “operating after revocation” despite the fact that the car was parked; in other words, nobody was operating anything.

Look, I get it — terrorists have used pressure cookers as bombs, specifically in Boston.  But before blowing this one up they found the owner, checked it (and him) out, and discovered that he had a perfectly legitimate reason to have a pressure cooker.  Why not simply ask him to open it up at a reasonably safe place instead of blowing it up?

I’ll tell you why — then the “Rambo” boys in blue costumes would be all sheepish, would have had to apologize (and perhaps pay for the windows they broke in his car) and they wouldn’t have gotten to play with their explosives yesterday.  Never mind the obvious risk that could have been avoided and transferred to the owner alone if they had simply asked him to open it in a safe place — if there was a bomb in there he would have been the only one blown to bits.

As for the “arrest” isn’t it interesting how suddenly after you destroy private property for what turns out to be no valid reason you have to search and search and search until you can find something to hang on the guy, even though he wasn’t driving when you encountered him?

Yeah.


HERE ARE YOUR HILLARY VOTERS

58 comments

Posted on 20th May 2015 by Administrator in Economy |Politics |Social Issues

, , , , ,

IMPORTANT: Youtube has just demonetized our video that is going viral criticizing Hillary Clinton supporters. They have given no explanation or justification for this action. This is a clear sign of censorship by google who is favoring Hillary Clinton to be our next president in 2016.

We live and survive off youtube monetization. We have to ask for your help so we can continue our work. Please visit http://wearechange.org/donate/ and donate what you can, so our work cannot be censored or stopped.

(more…)

120% Proof That Racism Exists?

35 comments

Posted on 14th May 2015 by Administrator in Economy |Politics |Social Issues

, , , ,

Hat tip Boston Bob

This is pretty conclusive proof the country is racist. Case closed. Wal-Mart actually hires morons like this woman. I think she is definitely management material. This is your average Obama/Hillary voter.